Deck 34: Consumer Safety and Environmental Protection

Question 1

The Consumer Product Safety Commission is a(n)________.

A) communion of two state-funded regulatory bodies working together to ensure consumer safety
B) federal body created to ensure the safety of certain consumer products like motor vehicles, boats, aircraft, and firearms
C) independent federal administrative agency that regulates potentially dangerous consumer products
D) federal agency working to ensure product safety standards for food, poultry, medicines, and medical devices

Answer 1

C

Question 2

The U.S.Department of Agriculture places mandatory and consistent labeling requirements on ________.

A) ready-to-eat meals
B) raw fruits
C) raw vegetables
D) meat and poultry products

Answer 2

D

Question 3

The regulation of ________ come under the purview of the Medicinal Device Amendment to the Food,Drug,and Cosmetic Act.

A) hand creams
B) novel vaccinations
C) defibrillators
D) vitamin supplements

Answer 3

C

Question 4

Which of the following is true of the Nutrition Labeling and Education Act (NLEA)?

A) The NLEA is a state law and its implementation is not federally regulated.
B) The NLEA applies to packaged foods and other foods regulated by the Food and Drug Administration.
C) The NLEA mandates compulsory labeling for all kinds of raw and processed food with any exceptions.
D) The NLEA specifically eliminates the practice of providing point-of-purchase nutrition information by sellers.

Question 5

The Food and Drug Administration (FDA)is empowered to ________.

A) recall unsafe toys, appliances, and other consumer products which are harmful to users
B) regulate the safety of meat, poultry, and other food products
C) prosecute violators directly by imposing fines and pronouncing sentences
D) obtain orders for the seizure, recall, and condemnation of harmful products

Question 6

The Nutrition Labeling and Education Act (NLEA)applies to packaged foods and other foods regulated by the ________.

A) U.S. Department of Agriculture
B) Consumer Product Safety Commission
C) Patient Protection and Affordable Care Act
D) Food and Drug Administration

Question 7

Ajax,a pharmaceutical company,has designed a new medicine for morning sickness among pregnant women.Testing at their R&D center showed the drug to be highly reliable.Ajax has to approach a U.S.federal administrative agency called the ________ for the drug to be deemed legal for sale to the public.

A) Medicines and Healthcare Products Regulatory Agency
B) Consumer Product Safety Commission
C) Federal Trade Commission
D) Food and Drug Administration

Question 8

In which of the following ways does the FDA regulate cosmetics?

A) by adding warnings for potential carcinogens
B) by regulating the sale of cosmetics through exclusive FDA-approved stores
C) by placing a complete ban on animal testing in the cosmetic industry
D) by autonomously undertaking criminal proceedings against nonconforming cosmetic companies

Question 9

The ________ is a federal statute passed in 1990 that requires food manufacturers and processors to provide nutrition information on many foods and prohibits them from making scientifically unsubstantiated health claims.

A) Food, Drug, and Cosmetic Act
B) Health Care and Education Reconciliation Act
C) Nutrition Labeling and Education Act
D) Patient Protection and Affordable Care Act

Question 10

Which of the following consumer products comes under the purview of the Consumer Product Safety Commission (CPSC)?

A) aircrafts
B) motor vehicles
C) firearms
D) children's toys

Question 11

The new line of fairness-enhancing products marketed by Radiance has allegedly been developed after using large-scale animal testing procedures.Insiders revealed that the high levels of lead present in the cosmetics were in fact fatal for many of the animals.Radiance is likely to be inspected for suspected criminal violations of the ________.

A) Food, Drug, and Cosmetic Act
B) Consumer Product Safety Act
C) Health Care Reform Act
D) Federal Trade Commission Act

Question 12

The Food,Drug,and Cosmetic Act is a federal statute that ________.

A) covers all food products including poultry and processed meat
B) grants approval for food additives, drugs, cosmetics, and medicinal devices
C) implements the Federal Meat Inspection Act enacted in 1906
D) protects the public by providing greater medical coverage from food-related illnesses

Question 13

The ________ is a federal administrative agency that is primarily responsible for regulating the safety of meat,poultry,and other food products.

A) U.S. Department of Agriculture
B) Consumer Product Safety Commission
C) Food and Drug Administration
D) Federal Trade Commission

Question 14

________ laws are federal and state statutes and regulations that promote product safety and prohibit abusive,unfair,and deceptive business practices.

A) Profit-à-prendre
B) Canon
C) Consumer protection
D) Caveat emptor

Question 15

In which of the following cases of consumer safety violations will the U.S.Department of Agriculture be required to take action?

A) A new drug was released into the market without adequate testing and this lead to adverse side effects among users.
B) A brand of soft toys for infants was produced with low grade foam and fabrics that could prove harmful when ingested.
C) A batch of sausages and cold cuts from a particular vendor was found to have high levels of salmonella and other pathogenic organisms.
D) A fleet of cars released into the market by a popular automobile manufacturer was found to have a defective braking system which could prove fatal for owners.

Question 16

Jones & Hilton Co.owned a large cold storage warehouse where they stored and processed meat and meat products.An insider revealed to the media that the cold storage failed to meet numerous safety standards,encountered repeated rodent attacks,and sold potentially harmful and infected meat in the market without notifying authorities.The ________ has the authority to conduct inspections of the cold storage warehouse and initiate legal proceedings against the owners for endangering the health of consumers.

A) Food and Drug Administration
B) Consumer Product Safety Commission
C) Federal Healthcare Commission
D) U.S. Department of Agriculture

Question 17

The ________ requires food manufacturers and processors to disclose uniform information about serving sizes and nutrients,and establishes standard definitions for "low fat," "lean," "organic," and other terms routinely used by food processors.

A) Consumer Product Safety Act
B) Nutrition Labeling and Education Act
C) Patient Protection and Affordable Care Act
D) Health Care Reform Act

Question 18

The ________ is a federal law that gives the FDA broad powers to license new medicines in the United States.

A) Drug Amendment of the FDCA
B) Food Labeling and Education Act
C) Health Care Reform Act
D) Patient Protection and Affordable Health Care Act

Question 19

Which of the following statements is true of the FDA?

A) It places a complete ban on animal testing.
B) It allows animal testing for only certain kinds of cosmetics like household soaps.
C) It provides tax exemptions to companies that avoid animal testing.
D) It recommends animal testing only if it increases product safety.

Question 20

"Growth+," a health drink for teenagers,was advertised with the claim that regular consumption of the drink over a two-month period would lead to a four-inch rise in height.This claim was not grounded in laboratory research or even seen in most of its users.This act of making scientifically unsubstantiated health claims about a product is a violation of the ________.

A) Health Care Reform Act
B) Nutrition Labeling and Education Act
C) Consumer Product Safety Act
D) Patient Protection and Affordable Care Act

Question 21

Which of the following statements is true of the Fair Credit Billing Act?

A) It prohibits creditors from taking actions that adversely affect the consumers' credit standing until the investigation is completed.
B) It gives consumers the right to obtain one free credit report once every 12 months from the 3 nationwide credit reporting agencies.
C) It is a federal statute that protects consumer-debtors from abusive, deceptive, and unfair practices used by debt collectors.
D) It is a federal statute that requires disclosure of credit terms on credit card and charge card solicitations and applications.

Question 22

The Health Care Reform Act is an amendment of the ________ Act.

A) Consumer Product Safety
B) Patient Protection and Affordable Care
C) Medical Device Amendment
D) Federal Trade Commission

Question 23

Which of the following statements is true of the Bureau of Consumer Financial Protection?

A) It does not have the authority to supervise debt collectors and debt buyers.
B) It has a special wing that only supervises the automobile industry.
C) It lacks investigative and subpoena powers.
D) It supervises depository institutions such as commercial and savings banks.

Question 24

A marketing campaign makes unsubstantiated claims for the product it is promoting.Under ________,such advertisements would be considered False and deceptive.

A) the Consumer Leasing Act
B) the Nutrition Labeling and Education Act
C) Regulation Z
D) Section 5 of the FTC Act

Question 25

Regulation Z,an administrative agency regulation,sets forth detailed rules for compliance with the ________.

A) Equal Credit Opportunity Act
B) Consumer Leasing Act
C) Truth-in-Lending Act
D) Fair Debt Collection Practices Act

Question 26

Which of the following would be considered a stationary source of air pollution?

A) aircrafts
B) oil rigs
C) cargo ships
D) automobiles

Question 27

The ________ permits consumers to place fraud alerts on their credit files.

A) Fair Debt Collection Practices Act
B) Fair Credit Billing Act
C) Fair Credit Reporting Act
D) Fair and Accurate Credit Transactions Act

Question 28

The ________ prohibits health insurance companies from terminating health insurance coverage when a person gets sick.

A) Health Care Reform Act
B) Drug Amendment of the FDC Act
C) Medical Device Amendment Act
D) Food, Drug, and Cosmetic Act

Question 29

Which of the following is true of an Environmental Impact Statement (EIS)?

A) It is required only by federal law, not by state or local laws.
B) It can be challenged in court by environmentalists or other interested parties.
C) It can only be accepted after Congress passes a bill adopting the EIS.
D) It is not required for projects undertaken by private parties.

Question 30

Which of the following is true of the Federal Trade Commission (FTC)?

A) The FTC's decisions can be appealed in a state court.
B) The FTC can sue to obtain compensation on behalf of the consumer.
C) The FTC can only sue in state courts.
D) The FTC is not allowed to directly disclose its findings to the public.

Question 31

Which of the following is true of the Health Care Reform Act?

A) Employers of big corporations are given subsidies for providing health insurance to their employees.
B) All employers are mandatorily required to provide health insurance coverage to their employees.
C) Persons who do not obtain coverage are required to pay a tax penalty to the federal government.
D) Insurers can establish an annual spending cap for benefit payments.

Question 32

The national ambient air quality standards ________.

A) divide pollutants into five groups based on the risks they pose to humans
B) represent a set of values for certain pollutants that have two levels
C) apply to all sources of pollution
D) are administered exclusively by the federal government

Question 33

Under the ________,if a consumer challenges the accuracy of pertinent information contained in a credit file,the agency may be compelled to reinvestigate.

A) Fair Credit Reporting Act
B) Fair Credit Billing Act
C) Fair and Accurate Credit Transactions Act
D) Equal Credit Opportunity Act

Question 34

Which of the following is true of the Clean Air Act?

A) It is the only major state law regulating air pollution in the United States.
B) It fails to include air pollution caused by fuel and fuel additives in its purview.
C) It is only concerned with stationary sources of air pollution.
D) It requires air pollution controls to be installed on motor vehicles.

Question 35

The ________,as amended,requires creditors to make certain disclosures to debtors in consumer transactions.

A) Fair Credit Billing Act
B) Truth-in-Lending Act
C) Fair and Accurate Credit Transactions Act
D) Equal Credit Opportunity Act

Question 36

Under the ________,if the creditor takes an adverse action,the creditor must provide the applicant with a statement containing the specific reasons for the action.

A) Fair Debt Collection Practices Act
B) Equal Credit Opportunity Act
C) Fair Credit Billing Act
D) Fair Credit Reporting Act

Question 37

Which of the following steps immediately follows the publication of the Environmental Impact Statement (EIS)for a proposed project?

A) Congress has to pass a bill adopting the EIS.
B) Non-profit agencies are allowed access to the EIS.
C) The government issues an order to proceed with a federal action on the project.
D) Interested parties submit comments to the EPA.

Question 38

The National Environmental Policy Act (NEPA)is a federal statute which mandates that the federal government must ________.

A) consider focusing on air and water pollution to the exclusion of other sources of pollution as these two modes of pollution have the greatest impact on human lives
B) execute a complete ban on the commercial usage of the two hundred toxic substances identified as being harmful and polluting
C) implement a zero-tolerance policy for all business activities that discharge waste products into water bodies
D) consider the adverse impact a federal government action would have on the environment before the action is implemented

Question 39

The primary level of the national ambient air quality standards (NAAQS)protects ________.

A) flora
B) human beings
C) water bodies
D) climate

Question 40

The ________ Act gives consumers the right to obtain one free credit report once every 12 months from the 3 nationwide credit reporting agencies.

A) Fair Credit Reporting
B) Fair Credit Billing
C) Consumer Leasing
D) Fair and Accurate Credit Transactions

Question 41

Areas that are inundated or saturated by surface water or ground water that support vegetation typically adapted for life in such conditions are called ________.

A) lagoons
B) gullies
C) wetlands
D) reservoirs

Question 42

The ________ Act provides for the creation of a government fund to finance the cleanup of hazardous waste sites.

A) Resource Conservation and Recovery
B) Toxic Substances Control
C) Comprehensive Environmental Response, Compensation, and Liability
D) National Environmental Policy

Question 43

Which of the following is a mandate of the Nuclear Waste Policy Act to the government?

A) to set standards for radioactivity in the environment
B) to select a permanent site for the disposal of nuclear wastes
C) to regulate thermal pollution from nuclear power plants
D) to use wetlands as a source of nuclear wastage disposal

Question 44

The ________ is a federal statute that authorizes the EPA to regulate facilities that generate,treat,store,transport,and dispose of hazardous wastes.

A) Resource Conservation and Recovery Act
B) Clear Water Act
C) Toxic Substances Control Act
D) Comprehensive Environmental Response, Compensation, and Liability Act

Question 45

A geographical area that does not meet established air quality standards is designated as a ________.

A) limited pollution area
B) nonattainment area
C) zoned ordinance area
D) federal regulation area

Question 46

Which of the following is true of the Endangered Species Act?

A) It is the only federal law that protects wildlife.
B) It empowers the secretary of the interior to declare certain wildlife as endangered.
C) It does not include marine species and amphibian life forms.
D) It does not protect threatened species of wildlife.

Question 47

In a survey of the nonattainment areas in a particular state,the agency found Helmont to be the district that exceeded the ozone standard by the largest margin.Helmont is most likely to be categorized as a ________ nonattainment area.

A) severe
B) extreme
C) marginal
D) serious

Question 48

The Clean Water Act forbids the filling or dredging of navigable waters and qualified wetlands unless a permit has been obtained from the ________.

A) Environmental Protection Agency
B) U.S. Army Corps of Engineers
C) Nuclear Regulatory Commission
D) Environmental Defense Center

Question 49

The process by which heated water or material is discharged into waterways upsetting the ecological balance and decreasing the oxygen content is defined as ________.

A) land pollution
B) radioactive pollution
C) wetland pollution
D) thermal pollution

Question 50

The U.S.Coast Guard administers the Oil Pollution Act which requires the oil industry to ________.

A) obtain a permit for dumping wastes and other foreign materials into ocean waters
B) implement measures to avoid dumping of wastes into wells used for drinking water
C) adopt procedures and contingency plans to readily respond to and clean up oil spills
D) establish marine sanctuaries in ocean waters as far seaward as the edge of the continental shelf

Question 51

Which of the following is a federal statute that extends limited environmental protection to the oceans?

A) the Safe Drinking Water Act
B) the Marine Protection, Research, and Sanctuaries Act
C) the Federal Water Pollution Control Act
D) the Comprehensive Environmental Response, Compensation, and Liability Act

Question 52

The ________ authorizes the U.S.government to clean up oil spills and spills of other hazardous substances in ocean waters within 12 miles of the shore and on the continental shelf and to recover the cleanup costs from responsible parties.

A) Clear Water Act
B) Comprehensive Environmental Response, Compensation, and Liability Act
C) Federal Water Pollution Control Act
D) Marine Protection, Research, and Sanctuaries Act

Question 53

Which of the following is true of the Insecticide,Fungicide,and Rodenticide Act?

A) It only allows government-manufactured pesticides to be sold.
B) It requires all pesticides to be registered with the EPA.
C) It cannot suspend the registration of an already registered pesticide.
D) It allows non-registered pesticides to be sold only with the close monitoring by the EPA.

Question 54

The ________ is a federal statute that authorizes the EPA to establish national primary potable water standards.

A) Comprehensive Environmental Response, Compensation, and Liability Act
B) Federal Water Pollution Control Act
C) Clean Water Act
D) Safe Drinking Water Act

Question 55

Which of the following is a sanction imposed on states that don't implement approved plans for reduction in air pollution?

A) increased taxation of personal property
B) reduction in funding for public schools
C) loss of federal highway funds
D) implementation of monthly fines based on pollution levels

Question 56

Which of the following is prohibited under the Clean Water Act?

A) inhabitation on inland areas in the vicinity of wetlands and marshes
B) chemical treatment of wastes to reduce toxicity before discharge into wetlands
C) construction of residences by filling qualified wetlands
D) creation of artificial lakes and waterways for recreation

Question 57

The primary responsibility for enforcing the provisions of the Clean Water Act falls to ________.

A) the federal government
B) independent agencies
C) the state government
D) nonprofit organizations

Question 58

Armex,a large nuclear power plant,has been in the news for a radioactive leak caused by a probable structural defect.This has endangered the lives of the employees at the plant as well as those of people staying in nearby areas.This safety violation is likely to be taken up by the ________ for corrective action,which could include closure of the plant.

A) Federal Nuclear Agency
B) U.S. Army Corps of Engineers
C) Nuclear Waste Policy Commission
D) Nuclear Regulatory Commission

Question 59

Which of the following is true of the national ambient air quality standards (NAAQS)?

A) The federal government has the right to enforce these air pollution standards if the states fail to do so.
B) The state governments are responsible for setting standards for air quality in their respective state.
C) Human beings are protected under the secondary level of the NAAQS.
D) Only standards for oxides of elements and particulate matter are evaluated under the NAAQS.

Question 60

The Marine Protection,Research,and Sanctuaries Act ________.

A) requires the oil industry to adopt procedures and contingency plans to readily respond to and clean up oil spills
B) requires a permit for dumping wastes and other foreign materials into ocean waters
C) requires the tanker owner-operator to prove that it is fully insured to cover any liability that may occur from an oil spill
D) issues permits for discharge of dredged or fill material into navigable waters and qualified wetlands

Question 61

The Fair and Accurate Credit Transactions Act is a federal statute that regulates credit reporting agencies.

Question 62

The Environmental Protection Agency (EPA)administers the National Environmental Policy Act (NEPA)and has the authority to adopt regulations for the enforcement of the act.

Question 63

Regulation Z is a regulation that sets forth detailed rules for compliance with the Health Care Reform Act of 2010.

Question 64

The Department of Agriculture adopted consistent and compulsory labeling requirements for raw fruits and vegetables and raw seafood.

Question 65

The FDA cannot withdraw approval of any previously licensed drug.

Question 66

The FDA does not have the authority to regulate medicinal devices,such as heart pacemakers and defibrillators.

Question 67

The Do-Not-Call Registry is considered unconstitutional as it restricts commercial speech.

Question 68

The FTC may sue in a state or federal court to obtain compensation on behalf of consumers.

Question 69

The Bureau of Consumer Financial Protection does not have to investigative or subpoena powers.

Question 70

Under the 2010 Health Care Reform Act,persons who do not obtain health insurance coverage will be required to pay a tax penalty to the federal government.

Question 71

The NEPA and EPA regulations require only state governments to prepare an environmental impact statement (EIS)for proposed legislations.

Question 72

The Clean Air Act authorizes the EPA to regulate air pollution caused by fuel and fuel additives.

Question 73

The U.S.Department of Agriculture (USDA)is the federal administrative agency that is primarily responsible for regulating food products.

Question 74

The automobile industry is exempt from the supervision of the Bureau of Consumer Financial Protection.

Question 75

According to the Fair Debt Collection Practices Act,a debt collector is not allowed to contact a debtor before 8:00 am and is not allowed to reveal the existence of the debt to third parties.

Question 76

Food does not have to be entirely pure to be distributed or sold;it only has to be unadulterated.

Question 77

The FDA may remove from commerce any cosmetics that contain unsubstantiated claims of preserving youth or increasing virility.

Question 78

A decision of the FTC cannot be appealed to federal court.

Question 79

The Consumer Product Safety Act regulates motor vehicles and firearms.

Question 80

An environmental impact statement (EIS)cannot be challenged in court by environmentalists and other interested parties.