Deck 12: The Legal Aspects of Dying

Question 1

Which of the following tends to have the lowest premiums for the greatest amount of coverage?

A)Whole life insurance
B)Universal life insurance
C)Term life insurance
D)Variable life insurance

Answer 1

C

Question 2

Which is not an accepted purpose of an autopsy?

A)Clarifies real or potential medico-legal deaths
B)Obtains information beneficial to the deceased's family
C)Checks the accuracy of the clinical diagnoses and historical data
D)Provides practical experience for young physicians and medical students

Answer 2

D

Question 3

Which of the following is false regarding the death certificate and the cause of death?

A)A death certificate must be completed before the final disposition of the body can be made.
B)If an infant is younger than one year of age and no cause of death can be found, the death can be reported as SIDS.
C)The majority of doctors in the United States have very little training in completing death certificates.
D)According to the World Health Organization, most countries require death certificates.

Answer 3

D

Question 4

The life insurance policy that tends to have the lowest premiums for the greatest amount of coverage is

A)term life insurance.
B)whole life insurance.
C)universal life insurance.
D)variable life insurance.

Question 5

A(n) ________________ is a permanent record of an individual's death that must be completed soon after death.

A)death certificate
B)epitaph
C)will
D)autopsy report

Question 6

The difference between a DNR order and a living will is that a DNR is ____________.

A)for a person wanting to be kept alive with a feeding tube.
B)for a person wanting to be kept alive with a ventilator.
C)for a person not wanting to be kept alive through artificial means.
D)in reference to the heart stopping and the individual not wanting it restarted through cardiopulmonary resuscitation.

Question 7

Advice given in the text regarding life insurance policies was to

A)buy from the first salesperson who comes to your door.
B)shop around and compare the benefits of the different programs.
C)become well informed through consumer magazines or talking to knowledgeable consumers before buying a policy.
D)shop around and compare the benefits of the different programs and become well informed through consumer magazines or talking to knowledgeable consumers before buying a policy.

Question 8

Which of the following is true regarding attorneys for health care and living wills?

A)A durable power of attorney for health care will not be recognized in a court of law and implemented.
B)The "Living Will" is an instrument that reflects a passive euthanasia perspective.
C)If you have a living will, you should not tell your family physician or family members.
D)Probate does not involve paperwork or court appearance by your attorney.

Question 9

A pathologist's medical examination of the organs of the body after death to determine the cause of death is

A)cryonics.
B)a norm.
C)an autopsy.
D)cremation.

Question 10

Individuals who require long-term care are generally unable to perform which of the following activities of daily living?

A)Driving a car to work
B)Shopping for Christmas gifts
C)Going on a family vacation
D)Transferring (getting in and out of a bed or chair)

Question 11

The specialty of the physician who performs an autopsy is

A)oncologist.
B)radiologist.
C)pathologist.
D)psychiatrist.

Question 12

The "Living Will" would be supported by

A)people who adopt a quality of life philosophy.
B)people who adopt a sanctity of life philosophy.
C)people who favor passive euthanasia.
D)people who adopt a quality of life philosophy, sanctity of life philosophy, and people who favor passive euthanasia.

Question 13

The amount of life insurance needed is related to ___________________.

A)number of dependents a person has.
B)number of dependents a person has and the financial security of each.
C)financial security of dependents.
D)the amount of money you make annually even if you have no dependents.

Question 14

Which of the following is true regarding disposition of a person's body?

A)Federal laws regulate the disposition of a person's body and property upon death.
B)According to English law, no one owns a dead body.
C)In the United States, the decedent's body is "property" of the decedent's estate.
D)If one makes a statement in one's will regarding funeral arrangements, the statement is legally binding on one's survivors.

Question 15

A document which states that one does not want to be kept alive with the use of medical intervention if the quality of life is not good or hope for recovery is dismal is called _________.

A)a holographic will
B)a legal will
C)a living will
D)a durable power of attorney

Question 16

What percent of American have a living will to address end-of-life issues?

A)Less than 20 percent
B)25 to 40 percent
C)40 to 60 percent
D)More than 70 percent

Question 17

To die without a will is called __________.

A)intestate
B)decedent
C)escheat
D)codicil

Question 18

Emile Durkeim said we have moved from a society based on ____________ to one based on ______________.

A)organic solidarity; mechanical solidarity
B)mechanical solidarity; organic solidarity
C)agrarian society; capitalistic
D)capitalistic; agrarian society

Question 19

Living Wills were first introduced in the _______ as the public came to fear dying while being connected to feeding tubes in the intensive care unit.

A)1950s
B)1960s
C)1970s
D)1980s

Question 20

Which of the following is false regarding wills?

A)A holographic will must have two witnesses.
B)A testator is one who makes a will.
C)If an individual dies without a will, the state will determine inheritance and the disposition of minor children.
D)If one has no heirs and no legal will, the decedent's property escheats to the state.

Question 21

What is the idea behind the Five Wishes document? Please explain each of the five wishes per your textbook.

Question 22

Why does the government require death certificates?

Question 23

Who should determine the funeral arrangements for the decedent?

Question 24

When should a will be updated?

A)When a child is born into the family
B)The value of your home remains the same
C)It has been one year since you created your will
D)You have not purchased any new assets

Question 25

Discuss the purposes of an autopsy. Why has there been a decline in autopsies in the United States in recent years?

Question 26

To make a will, a person must meet which of the following criteria?

A)The person making the will must be at least 21 years of age.
B)The will can be manually written or the wishes said to a partner.
C)The will must be dated.
D)The will must have one witness.

Question 27

Who owns the body and the property of the decedent's estate?

Question 28

Discuss why there is a need for creating advanced directives. What are the purposes of durable power of attorney for health care and living wills? How are each of these different?

Question 29

If one dies intestate and without heirs, one's property goes to the state What is the legal term for this?

A)Intestate
B)Decedent
C)Escheat
D)Codicil

Question 30

Discuss why there is a need for creating a will. What are the purposes of holographic wills, codicils, and trusts? How are each of these different?

Question 31

If one dies intestate, the classification of heirs typically follows this pattern.

A)A spouse takes all when the children are minors.
B)Parents take from the inheritance before a spouse.
C)If there are young children, the children spilt the inheritance but the spouse does take a part of the spilt.
D)If there is no spouse, children, or parents, typically siblings take from the inheritance.

Question 32

Explain what is probate.

Question 33

Generally, an individual is free to leave his or her property to _____________.

A)spouse
B)children
C)church
D)whomever or whatever he or she desires

Question 34

Why would one create a trust? What are the advantages of trusts over wills?

Question 35

Discuss the differences between term life insurance, universal life insurance, and variable life insurance.