Deck 10: Aging and Social Welfare Policy

Question 1

Sufficient retirement income

A)Is available through Social Security
B)Requires reliance on multiple sources
C)Is common, and means people do not need to continue working
D)Is common for most seniors
E)Is something a majority of people plan for from an early age

Answer 1

B

Question 2

In recent years, planning for retirement has changed, and people are

A)retiring earlier
B)foregoing retirement altogether
C)foregoing receipt of Social Security benefits
D)including employment during their retirement years
E)Opening new private Social Security accounts

Answer 2

D

Question 3

Over 90% of elderly people receive some Social Security benefits.

Answer 3

True

Question 4

Area Agencies on Aging (AAA)are mandated and funded through:

A)the Older Americans Act
B)Old Age Insurance
C)Medicare
D)OASDI
E)the Social Security Act

Question 5

OASDHI includes a variety of programs.  Which of the following is not covered under OASDHI?

A)Medicaid
B)Medicare
C)Social Security
D)Disability Insurance
E)Survivors' Benefits

Question 6

What are the key issues that contribute to intergenerational conflict in social welfare policies and programs?  What would you recommend as a social welfare policy or program response to these issues?

Question 7

The most costly health care concern for seniors is

A)Medicare
B)Medicaid
C)Dental care
D)Cardiac care
E)Long-term care

Question 8

Social Security is a social program that provides sufficient benefits for a comfortable retirement.

Question 9

Adult Protective Services

A)Are funded through the Vulnerable Elder Rights Protection program
B)Were mandated by federal law
C)Are funded by state governments and run by the federal government
D)Are consistent across the 50 states
E)Are run according to federal guidelines and regulations

Question 10

Women are more likely to be poor in old age than men.

Question 11

The rate of poverty for older women is:

A)declining sharply
B)half the rate of men
C)negligible
D)equal to the rate for people of color
E)more than twice the rate for men

Question 12

The first organized social welfare policy response for older Americans was:

A)the Older Americans Act
B)Medicare
C)the Social Security Act
D)Social Disability Insurance
E)the Elderly Assistance Act

Question 13

Elder maltreatment

A)Is most commonly committed by paid caregivers
B)Includes infrequent visits by children
C)Is very rare and not a problem in the United States
D)Includes financial exploitation
E)Is addressed locally without state or federal regulations or organization

Question 14

If a woman survives her husband and becomes a widow, she is entitled to the full 100% of his Social Security Benefit.

Question 15

What are the key components of the Older Americans Act of 1965?  How has the actual impact of the legislation been different or the same as the intended impact?

Question 16

Employers can choose to match the Social Security contribution of their employees.

Question 17

Poverty was a significant problem for many older Americans prior to passage of the Social Security Act.  Describe how the OASDHI program is designed to protect workers from poverty in old age.

Question 18

Historically, for most Social Security recipients the amount of money they receive in benefits has been more than the total they paid in over their working years.

Question 19

The Older Americans Act includes:

A)protection from age discrimination
B)supplemental health care insurance
C)Vulnerable Elder Rights Protection
D)Older Workers Benefit Protection
E)All of these services

Question 20

Planning for retirement typically is built on the "three-legged stool" consisting of:

A)Social Security, pensions, and private savings
B)private savings, 401k accounts, and mutual funds
C)bond accounts, Social Security, and employment
D)Social Security, employment, and inheritance
E)private savings, pensions, and Supplemental Security Income

Question 21

Health care is a growing concern for the elderly.  What are two key issues that have emerged in recent years that pose challenges to the social well-being of older people in the United States?

Question 22

Caregiving is a growing demand as people age and live longer.  What are the options available today for families in terms of provision of care for aging family members?