Deck 10: The Uninsured and Underinsured Population in the United States

Question 1

What was the main reason for individual adults under the age of 65 to be uninsured in America, prior to the Patient Protection and Affordable Care Act?

A) Do not understand how to navigate the paperwork
B) Do not believe insurance is necessary for healthy adults
C) Prohibitive cost of coverage for low income adults
D) Lack of existing public and private insurance systems

Answer 1

C

Question 2

What are consequences of being uninsured and underinsured in the US?

A) Cumbersome paperwork for claims
B) Increases in unavoidable mortality
C) High cost of preventative care visits
D) Financial burdens and poor-quality care

Answer 2

D

Question 3

What was the main purpose of the Patient Protection and Affordable Care Act?

A) Reduce the number of uninsured individuals
B) Increase enrollment into Medicare
C) Increase enrollment into Medicaid
D) Reduce the paperwork for enrollment

Answer 3

A

Question 4

Which of the following are typically uninsured adults?

A) Minimum wage earners
B) Small business owners
C) Spouses of employees
D) Individuals with a health savings account

Question 5

Which of the following clinics is considered a HPSA?

A) A clinic near a metropolitan hospital
B) A primary medical and dental clinic near a shopping mall
C) A community health center in a rural setting
D) An urgent care center within a hospital

Question 6

The Community Health Center provides full services and is able to maintain its designation as a FQHC by _____________.

A) having adjustable charges on a sliding scale fee.
B) being governed by a board of medical directors.
C) being affiliated with a large hospital.
D) being located near college campus

Question 7

Which of the following is defined as providing essential access to comprehensive primary care in underserved communities and being a key component of the health care system?

A) Medically Underserved Areas
B) Health Professional Shortage Areas
C) Federally Qualified Health Centers
D) Public Health Service Act

Question 8

Which of the following is considered a characteristic of a vulnerable population?

A) Adults with middle income
B) Adults with mental illness
C) Fully employed adults
D) School aged children

Question 9

Which of the following may consist of an entire county or group of counties where residents face economic or cultural barriers to accessing healthcare?

A) Health Professional Shortage Area.
B) Medically Underserved Area or Population
C) Community Health Centers
D) Health Resources and Services Administration

Question 10

What is the largest size of critical access hospitals, which were created by Congress under the Balanced Budget Act of 1997?

A) 25
B) 50
C) 75
D) 100