Deck 8: Work, Family Roles, and Material Resources

Question 1

Among two-parent families with children, both parents are employed in about _____ of the families.

A) 45 percent
B) 50 percent
C) 53 percent
D) 62 percent

Answer 1

C

Question 2

A major stress for families in maintaining family life involves

A) The chores of daily living
B) Providing shelter
C) Caring for children
D) All of the above

Answer 2

D

Question 3

Stressful jobs

A) May include periods of separation from the family
B) Make it impossible for parents to spend quality time with family
C) May not give enough raises
D) A and B

Answer 3

D

Question 4

Workaholics

A) Devote long hours to their jobs
B) Are forced to work long hours by their employer
C) Make the boss happy
D) Increase family satisfaction

Question 5

Many dual-earner families

A) Feel stressed
B) Are healthy and thriving
C) Are overly focused on money
D) Find their situation to be good for their relationship

Question 6

Successful couples

A) Are aware of the value of time
B) Attempt to maximize their use of time
C) Are protective and thoughtful of meaningful and rewarding time together
D) All of the above

Question 7

To have more family time, some couples

A) Call in sick often
B) Scale back
C) Quit their job
D) Do not change their current routine

Question 8

A company policy that allows employees to choose the most convenient hours for them to work during the day

A) Is the mark of a liberal corporation
B) Is nonexistent
C) Is mandated by federal law
D) Is known as flextime

Question 9

A large national survey showed that ___ companies allowed employees to take time off to tend to important family needs.

A) 50 percent
B) 77 percent
C) 87 percent
D) None

Question 10

______ as many women work part-time as compared to men.

A) Twice
B) Three times
C) Equal
D) None of the above

Question 11

Parents who are employed have less time to spend

A) With their children
B) Doing household chores
C) On cooking, so they use take-out more often
D) All of the above

Question 12

__________ have devoted considerable effort to comparing employed and non-employed women to determine the effects on spousal relationships.

A) Family therapists
B) Social scientists
C) Social workers
D) Psychologists

Question 13

The most important motives for working are

A) Personal fulfillment and satisfaction
B) Desire to improve the family's standard of living
C) Financial necessity
D) B and C

Question 14

Throughout the U.S., in almost every demographic category, individuals earned less in 2014 than they did in

A) 2005
B) 2007
C) 2009
D) 2011

Question 15

Median monthly rent in 2015 was

A) $600
B) $840
C) $935
D) $1,125

Question 16

Many families go into debt because of

A) Excessive and unwise use of credit cards
B) Family crisis such as medical expenses
C) Loss of a job
D) All of the above

Question 17

Typically women take on

A) Volunteer work
B) More family responsibilities than men
C) Cooking responsibilities
D) None of the above

Question 18

Poverty guidelines are used to determine whether a family qualifies for

A) Subsidized housing
B) Child care assistance
C) Medicaid
D) All of the above

Question 19

Poverty may arise because

A) Of factors discussed in the media
B) Employers are not fair
C) The individuals affected have no control
D) None of the above

Question 20

Among the causes of poverty are

A) Political decisions
B) Racism
C) Sexism
D) All of the above

Question 21

Poverty is associated with

A) Poor school performance
B) Higher rate of school dropout
C) Lower performance in math and reading
D) All of the above

Question 22

Women represent a disproportionate percentage of the poor; this is known as

A) Gender
B) Feminization of poverty
C) Mental illness
D) None of the above

Question 23

The Economic Policy Institute concluded that the gap between the rich and the poor

A) Is greater than ever at the end of the century
B) Is known as the wealth gap
C) Continues to grow
D) All of the above

Question 24

The growing wealth gap

A) Is a challenging situation to address
B) Reflects disagreement about how to remedy the problem
C) A and B
D) None of the above

Question 25

Families have changed a great deal over the past ____ years in how they provide for their material needs.

A) 20
B) 40
C) 60
D) 100

Question 26

One strategy for meeting financial needs is to use

A) A financial advisor
B) The envelope system
C) A budget
D) A credit/debit card

Question 27

A growing number of poor families are

A) Homeless
B) Living on the street
C) Living or staying in temporary shelters
D) All of the above

Question 28

For many parents, working outside of the house enhances their life.

Question 29

Family scholars are not concerned about the time demand and hectic pace of parents' jobs on families.

Question 30

Long workweeks reflect employee preferences.

Question 31

Divorce is common among couples in which one spouse works nights.

Question 32

Today most fathers are expected to share in the responsibilities of child care.

Question 33

Fathers typically become more actively involved caregivers when children move out of infancy.

Question 34

Parents have no problem finding child care when they work nights, early mornings, or weekends.

Question 35

Research shows that job flexibility is associated with less negative spillover from work to family.

Question 36

Maternity leave allows mothers to take a leave of absence from work to have their babies but does not include adoption.

Question 37

The effect of women's employment on marital quality also depends on the number of children in the household.

Question 38

The mother's contributions to the family income are likely to ease the economic strain and increase marital quality.

Question 39

The dual-career family is a specific subtype of the broader category of dual-earner families.

Question 40

The financial strains faced by today's families are great.

Question 41

Children are not expensive.

Question 42

A major and increasingly critical financial strain for families is health care and health insurance.

Question 43

Currently in the U.S., as mentioned in the text, the number of unemployed or underemployed persons is 17 million.

Question 44

The families that are the most in debt are not the poor but rather the middle class.

Question 45

There is no right or wrong money management system.

Question 46

A budget is meant to be restrictive, reflecting the goals of a family

Question 47

When people hear the word "welfare," they show different reactions.

Question 48

Haddock and her colleagues studied how successful families balance work and family. What are the ten adaptive strategies they found within their study?

Question 49

What challenges do parents face with child care?

Question 50

What does research show about flextime?

Question 51

What are some of the characteristics of individuals who are heavily invested in their careers?

Question 52

How does unemployment affect families?

Question 53

What do poverty guidelines determine?

Question 54

What do many experts believe concerning the wealth gap?

Question 55

How have families changed over the past 40 years?

Question 56

What occurs when there is spillover of stress from work to family? Give examples.

Question 57

What is the cost to individuals and to society when families do not have health insurance?

Question 58

What effect does poverty have on children?