Deck 46: Application and Ethics: Health Insurance and Small Business

Question 1

The Patient Protection and Affordable Care Act sets forth responsibilities and benefits for businesses and their employees with respect to health care and insurance.Small businesses-those with fewer than fifty full-time employees-are​

A)required to offer their employees health insurance.
B)subject to minimum standards on health plans offered to employees.
C)required to contribute to the premium for an employee's private plan.
D)eligible for "Marketplace Coverage Options."

Answer 1

B

Question 2

Employer responsibilities and benefits under the Patient Protection and Affordable Care Act are linked to the number of "full-time equivalent" employees.To avoid the requirements of the act,there is evidence that some employers​

A)reduce the hours of their employees.
B)employ part-time workers instead of full-time employees.
C)are urging unemployed Americans to remain out of the work force.
D)all of the choices.

Answer 2

A

Question 3

Under the Patient Protection and Affordable Care Act,a health insurance company can increase an employer's premium​

A)if an employee files a claim.
B)as an employee gets older.
C)when the employer hires a woman.
D)none of the choices.

Answer 3

D

Question 4

Under the Patient Protection and Affordable Care Act,small businesses that meet certain requirements-including those with fewer than twenty-five full-time employees-can​

A)any of the choices.
B)buy health insurance for employees through the Small Business Health Options Program.
C)claim a health-care tax credit.
D)claim a business-expense tax deduction.