Deck 1: The Patient Protection and Affordable Care Act of 2010

Question 1

The ACA is expected to extend health insurance coverage to

A) 17 million
B) 25 million
C) 32 million
D) 45 million

Answer 1

32 million

Question 2

The origins of ACA can be traced to all but one of the following events.

A) The growth of managed care
B) Democrat and Republican commitment to ACA
C) Failure of the Clinton Administration's proposal
D) Massachusetts health reform in 2006

Answer 2

Democrat and Republican commitment to ACA

Question 3

The Supreme Court found the mandatory aspect or Medicaid expansion to be

A) Constitutional
B) Excessively punitive
C) Supportive
D) Compromising

Answer 3

Excessively punitive

Question 4

The personal share of an insurance premium under ACA is

A) A flat rate
B) Each insured pledges a fair share
C) Determined by a sliding scale based on income
D) Set by each state

Question 5

Failure to comply with the individual mandate for ACA results in

A) Bonus each year
B) More coverage for citizens and immigrants
C) Tax credit
D) Pay a tax based on a formula

Question 6

Regulated markets for purchasing private insurance with subsidies include

A) Individual market exchanges
B) Small Business Health Options Program Exchanges
C) Qualified Health Plans with Essential Health Benefits
D) All of the above

Question 7

Market reforms include

A) Coverage of adult children up to their 26 birthday
B) Preventive services with no co-pays
C) Preexisting conditions exclusions
D) A & B

Question 8

ACA modified community rating requirements limit characteristics to

A) Age
B) Tobacco use
C) Family size
D) All of the above

Question 9

The future direction of the ACA will not likely impact

A) Medicare
B) Hospitals
C) Employers
D) Medicaid

Question 10

President Clinton successfully passed initial healthcare legislation in 1996.

Question 11

The ACA is considered the most significant piece of legislation since 1965.

Question 12

The recession in 1990 impacted the number of Americans with health insurance coverage.

Question 13

Under ACA Medicaid will expand.

Question 14

Preexisting conditions exclusions have been upheld by ACA.

Question 15

HIPAA imposed limits on the durations of preexisting conditions exclusions in the group market.

Question 16

Medicare is likely to be unaffected by the ACA.

Question 17

Employers will drop health insurance coverage for employees by 2016.

Question 18

Geographic region within a state is a community rating requirement under ACA for insurers.

Question 19

Physician supply adequacy under ACA is a concern.