Deck 14: Older Adults

Question 1

The nation's first federal retirement programs provided pensions to

A)veterans.
B)public employees.
C)low-income elders.
D)widows.

Answer 1

A

Question 2

The passage of laws to regulate the development and operation of private pensions has resulted in a decline in the number of pensions available to American workers.

Answer 2

False

Question 3

________ was the largest source of income for the elderly in 2004.

A)Asset income
B)Pension income
C)Earnings
D)OASDI

Answer 3

D

Question 4

The 1974 passage of ___________________ represented a comprehensive reform of pension regulations in the U.S.

A)the Employee Retirement Income Security Act
B)the Age Discrimination in Pension Coverage Reform Act
C)the Pension Benefit Guarantee Corporation Act
D)none of these

Question 5

Older adults may not transfer assets (other than a house) for less than fair market value for a period of at least ______ prior to applying for Medicaid.

A)one year
B)two years
C)three years
D)five years

Question 6

The majority of Americans die in their home as opposed to hospitals.

Question 7

Which of the following authorized benefit payment for hospice care for seniors?

A)Social Security Act
B)ERISA
C)TEFRA
D)Older American Act

Question 8

Employers with well-established pension plans may choose to opt out of the insurance program managed by the Pension Benefit Guarantee Corporation (PBGC).

Question 9

When Smeeding and colleagues compared the U.S. to seven other industrialized nations, they found

A)the U.S. had the highest rate of poverty among its elderly.
B)the U.S. had an elderly poverty rate comparable to other nations.
C)the U.S. had the lowest rate of poverty among its elderly.
D)the US had rates in the middle; 3 countries had higher rates and 3 lower rates.

Question 10

Americans for Generational Equity (AGE) was financed and organized by

A)people who would later establish the AARP.
B)advocates for children.
C)financial and political leaders.
D)a grassroots coalition.

Question 11

Proponents of "productive aging" argue

A)societal barriers make it difficult for the elderly to contribute to society.
B)the elderly should be economically productive to reduce the social cost of retirement.
C)older workers are actually more effective than younger workers.
D)all of these.

Question 12

The Medicare Catastrophic Coverage Act of 1988 (MCCA) addressed the problem of "spousal impoverishment."

Question 13

Eligibility for participation in Older Americans Act programs begins at

A)60 years of age.
B)65 years of age.
C)62 years of age.
D)50 years of age.

Question 14

Of seven OECD nations, which country has the highest rate of poverty among older adults?

A)United Kingdom
B)Italy
C)Canada
D)United States

Question 15

The largest single activity funded under the Older Americans Act in 2004 was

A)supportive services and senior centers.
B)home-delivered meals.
C)Alzheimer's demonstration projects.
D)congregate nutrition services.

Question 16

Without Social Security, approximately _____ of the nation's elderly would have incomes below the poverty threshold.

A)one-quarter
B)half
C)one-third
D)one-tenth

Question 17

The term "vested" means

A)an employee is covered by a pension plan.
B)a pension plan has been approved by the Pension Benefit Guarantee Corporation.
C)an employee has a legal right to receive a pension.
D)a pension is used primarily to reward "key employees."

Question 18

Every state and territory in the United States has an agency with a mandate to serve the elderly.

Question 19

The Older Americans Act was signed into law by

A)President Kennedy.
B)President Nixon.
C)President Johnson.
D)President Bush.

Question 20

Physician-assisted suicide is legal

A)throughout the United States.
B)in Oregon.
C)in California.
D)in New York.

Question 21

Assisted suicide is permitted by a family member, as long as there is no physician involvement.

Question 22

Most historians agree that American values regarding the elderly underwent a transformation. Describe the transformation and present three possible explanations.

Question 23

What were some of the problems with private pension that led to regulation with the passage of ERISA in 1974?

Question 24

Social workers provide most of the care and services for the elderly.

Question 25

The United States was the only country to experience a baby boom following World War II.

Question 26

What's the difference between a durable and simple power of attorney?

Question 27

Why did urban charity organization society (COS) leaders advise against working with the elderly?

Question 28

For Europeans in Colonial America being elderly automatically conferred high social status and respect.

Question 29

Discuss the tensions related to targeting Older Americans Act programs.

Question 30

Most Adult Protective service cases end up as institutional placements.