Deck 14: Consumer Health

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Question
Which of the following is an example of a conventional medicine practitioner?

A) Acupuncture practitioner
B) Podiatrist
C) Naturopath
D) Massage therapist
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Question
The National Center for Complementary and Alternative Medicine places Chinese medicine under which domain?

A) Biologically based practices
B) Mind-body medicine
C) Manipulative and body-based medicine
D) Whole medical systems
Question
All of the following are examples of preventative measures for wellness except

A) taking herbal supplements.
B) brushing and flossing your teeth twice a day.
C) getting regular medical check-ups.
D) avoiding tobacco products.
Question
All of the following are examples of home health tests except

A) pregnancy tests.
B) pap smears.
C) fertility thermometers.
D) cholesterol tests.
Question
Conventional medicine can be referred to as all of the following except

A) allopathic medicine.
B) Western medicine.
C) complementary medicine.
D) evidence-based medicine.
Question
A type of alternative medicine that is based on the assumption that "like cures like" is called

A) naturopathy.
B) homeopathy.
C) acupuncture.
D) ayurveda.
Question
For what purpose do college students most often take over-the-counter medications?

A) To relieve constipation
B) To relieve allergies
C) To aid in sleep
D) To relieve pain
Question
Which of these complementary and alternative treatments originated in India?

A) Ayurveda
B) Naturopathy
C) Chiropractic
D) Homeopathy
Question
A health care professional who specializes in eye and vision care is called a(n)

A) optometrist.
B) podiatrist.
C) physician assistant.
D) nurse practitioner.
Question
All of the following are characteristics of over-the-counter medications except

A) they have benefits that outweigh the risks.
B) they have high potential for misuse.
C) they can be used for self-diagnosed illnesses.
D) they do not require consultation with a health practitioner.
Question
Which type of alternative medicine is based on incorporating traditional therapies and techniques from all over the world, with an emphasis on supporting health rather than treating disease?

A) Ayurveda
B) Naturopathy
C) Chiropractic
D) Energy therapies
Question
A licensed professional who specializes in the care of the feet, is known as a

A) P.A.
B) generalist.
C) D.P.M.
D) D.O.
Question
Which of the following statements is true regarding mammograms?

A) They are only recommended for women carrying the BRAC gene.
B) Women ages 50-75 should be screened every 1-2 years.
C) Women should have their first screening at 21.
D) They are no longer recommended by physicians.
Question
The most commonly used CAM by college students is

A) acupuncture.
B) acupressure.
C) herbal supplements.
D) massage.
Question
Jacob, a full-time residential college student, sprained his ankle in an intramural basketball game at the university's gymnasium. He is insured on his parent's HMO plan, but the closest provider is 50 miles from campus. Which of the following facilities would be the best choice for him considering out of pocket costs, convenience, and time?

A) Going to his former pediatrician in his home town when he goes home for fall break next week.
B) Going to the local urgent care facility.
C) Going to the local hospital.
D) Going to the student health center on campus.
Question
Julie is searching the internet to find effective weight loss strategies. Which of the following would be the best indicator that the information from the internet site is from a valid source?

A) The information is based on testimonials of individuals who have tried various diets and been successful.
B) The site promotes a vitamin supplement designed to aid in weight loss.
C) The site is sponsored by the Centers for Disease Control.
D) The site guarantees that participants lose 5 lbs per week if they follow the suggested program.
Question
Which form of alternative medicine is based on the energy biofields?

A) Ayurveda
B) Naturopathy
C) Energy therapies
D) Homeopathy
Question
Which of the following home health tests would better be taken at a clinic or hospital where on-site counseling is available?

A) Pregnancy test
B) Cholesterol test
C) Blood sugar test
D) HIV test
Question
The National Center for Complementary and Alternative Medicine places chiropractic medicine under which domain?

A) Biologically based practices
B) Mind-body medicine
C) Manipulative and body-based medicine
D) Energy therapies
Question
The scientific method includes all the following steps except

A) the researcher tests a product and reports his/her opinions to the general public.
B) the researcher makes an observation that prompts one or more questions.
C) the researcher tests a formulated hypothesis.
D) the researcher collects data to support or challenge the hypothesis.
Question
After age 26, you may be able to extend your health insurance coverage under your parent's plan with a program called

A) COBRA.
B) Medicare.
C) Medicaid.
D) Health Savings Account.
Question
COBRA is a program designed to

A) insure young adults aged 18-21.
B) supplement primary insurance.
C) insure adults receiving federal assistance.
D) extend benefits after a policy terminates.
Question
Spelling out every point on your genome is also known as

A) genome sequencing.
B) whole genome scanning.
C) pharmacogenetics.
D) single-gene testing.
Question
Which of the following correctly lists the items from smallest to largest?

A) DNA, genome, chromosome, gene
B) Genome, gene, DNA, chromosome
C) DNA, gene, chromosome, genome
D) Gene, genome, DNA, chromosome
Question
Jill's health plan requires her care to be managed by her primary care provider. It is a(n)

A) P.O.S.
B) H.M.O.
C) P.P.O.
D) medicare plan.
Question
Which of the following types of managed-care plans offers the consumer the most options in seeking a provider?

A) Health maintenance organization (HMO)
B) Preferred provider organizations (PPO)
C) Point-of-service plans (POS)
D) Mini-med plan
Question
Sandy just turned 65 and his friends tell him he can now participate in a federal public insurance plan for people over 65 years of age. Which program is this?

A) Medicare
B) Medicaid
C) Health savings account
D) Point-of-service plan
Question
Recall Holly's story. Why didn't she see a doctor for her abdominal pain?

A) Because she only believes in homeopathic treatments.
B) Because her insurance only covered preventative care.
C) Because she was unable to get an appointment.
D) Because she had no insurance to pay for medical services.
Question
What percentage of college students are estimated to have no health insurance?

A) less than 20%
B) 20% - 30%
C) 30% - 40%
D) 40% - 50%
Question
A type of managed care plan that is usually the least costly for the consumer but has the most restrictions on choice is

A) health maintenance organization plan (HMO).
B) preferred provider organization plan (PPO).
C) point-of-service plan (POS).
D) mini-med plan.
Question
Mitchell's employer offers a program, not attached to an insurance plan, which allows employees to save pre-tax dollars to cover certain medical costs. What type of program is this?

A) Medicare
B) Medicaid
C) Health savings account
D) Flexible spending account
Question
Carly receives a bill in the mail that says she owes her insurance company $100 towards her deductible. What is a "deductible"?

A) The amount of money that the employer pays for health care.
B) The amount of money that the government pays for health care.
C) The amount of money that the employee pays before the insurer begins to pay.
D) The amount of money that the employee pays for any medical tests only.
Question
According to the Affordable Health Care Act, how long can young people stay on their parents' insurance plan?

A) As long as they want
B) Until they have their own children
C) Until age 21
D) Until age 26
Question
Complementary and alternative medicines are health practices and traditions that are not typically part of conventional Western medicine.
Question
Allopathic or Western medicine is also known as complimentary medicine and is the predominant type of care in the United States.
Question
The Genetic Information Nondiscrimination Act, would prevent which of the following situations?

A) Judy turns 27 and can no longer be under her parent's medical insurance.
B) Joe works full time but has to be covered under Medicaid.
C) Cindy does not get a new job because the boss finds out she has a high genetic risk for developing breast cancer.
D) Everyone working at the furniture store pays the same premium for health care.
Question
Under the federal health insurance reforms, the "individual mandate" is

A) a requirement that all young adults be covered by their parent's insurance until age 26.
B) a law that prohibits rescission.
C) a requirement that all Americans have at least minimal insurance or pay a penalty.
D) a lifetime insurance cap for individuals.
Question
Which of the following is an example of rescission?

A) Sue pays for a doctor that is on an approved list.
B) Bill is disabled and is enrolled in Medicare.
C) Carla's health insurance provider cuts off her coverage when Carla becomes sick with gallstones.
D) Jame's son, Kyle, can automatically join his parents HMO.
Question
Which type of health-insurance plan allows you to use any medical provider you choose and then submit a bill to an insurance company that will pay part of the cost, leaving you to cover the rest?

A) Medicare
B) Point-of-service plan
C) Fee-for-service plan
D) Mini-med plan
Question
The majority of college students are insured through

A) a family member's employer or the Affordable Care Act.
B) a student insurance plan.
C) Medicaid.
D) their employer.
Question
Natural supplements have no side effects.
Question
Family health history is important for identifying risks for inherited diseases such as hemophilia but not chronic diseases, such as heart disease.
Question
Medicare is a federal program that covers many health costs for all Americans who have certain disabilities or are 65 or older.
Question
While costs for insuring employees have increased significantly over the past ten years, families' share of the out of pocket costs have remained the same.
Question
An R.N. has the same training and licensing as a nurse practitioner.
Question
An urgent care center offers the same type of care as an emergency room.
Question
A retail clinic, such as a drug store, may provide vaccines and screenings.
Question
A managed-care health plan generally offers you more choices at a lower price.
Question
To reduce monthly premiums, consumers should opt for low deductible plans.
Question
A consumer-controlled account that is usually offered through employers and that uses pre-tax dollars to cover approved health care costs is also called a point-of-service plan (POS).
Question
Weight loss pills are the supplements most commonly used by college students.
Question
Cindy pays for her doctor visits with pre-tax money. Her plan is not attached to an insurance plan and is known as a health savings account.
Question
A health issue that existed prior to enrollment in an insurance plan, is called a pre-existing condition.
Question
A physician assistant can perform the same procedures as a nurse practitioner.
Question
If you are taking an herbal supplement, it is important to discuss this with your physician.
Question
A county health clinic is an example of a nonprofit clinic.
Question
Conventional medicine is an evidence-based science.
Question
CAMs are not legally available in the United States.
Question
Research has shown that homeopathic medications are highly effective in curing a variety of illnesses.
Question
Substances found in nature, such as vitamins and herbs are safe alternatives to medications that anyone can use.
Question
Discuss 4 highlights of the Affordable Care Act.
Question
Discuss 4 health problems that require medical assistance.
Question
What does the term "rescission" mean in regard to health insurance?
Question
Why is having health insurance so important?
Question
What distinguishes conventional medicine from complementary and alternative medicine (CAM)?
Question
Under the Affordable Care Act, employers can no longer place a lifetime cap on the insurance benefits you receive.
Question
Under the Affordable Care Act, you can stay on your parent's health insurance plan as long as you live with them.
Question
Medicaid is offered to low-income families to pay for healthcare.
Question
Targeted genetic testing can tell you whether you carry DNA variants known to be linked to particular health conditions.
Question
What are some factors you should consider before choosing a conventional health care facility?
Question
Name 3 home screening kits currently available.
Question
Explain the following statement: Your genome is not your destiny.
Question
Personalized medicine will be based on an individual's DNA.
Question
Name 4 vaccines recommended for college students.
Question
Pharmacogenomics allows doctors to take a person's genetic makeup into consideration when prescribing certain medications.
Question
Match between columns
Point-of-service (POS) plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Point-of-service (POS) plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Point-of-service (POS) plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Point-of-service (POS) plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Point-of-service (POS) plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Fee for service plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Fee for service plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Fee for service plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Fee for service plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Fee for service plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Preferred provider organization (PPO)
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Preferred provider organization (PPO)
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Preferred provider organization (PPO)
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Preferred provider organization (PPO)
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Preferred provider organization (PPO)
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Mini-med plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Mini-med plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Mini-med plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Mini-med plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Mini-med plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Health maintenance organization (HMO)
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Health maintenance organization (HMO)
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Health maintenance organization (HMO)
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Health maintenance organization (HMO)
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Health maintenance organization (HMO)
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Question
Match between columns
Whole medical systems
Chiropractic medicine
Whole medical systems
Therapies based on electromagnetic fields
Whole medical systems
Therapies based on support groups and meditation
Whole medical systems
Involves taking herbal supplements
Whole medical systems
Built on theories of treating the entire body
Mind-body therapies
Chiropractic medicine
Mind-body therapies
Therapies based on electromagnetic fields
Mind-body therapies
Therapies based on support groups and meditation
Mind-body therapies
Involves taking herbal supplements
Mind-body therapies
Built on theories of treating the entire body
Natural products
Chiropractic medicine
Natural products
Therapies based on electromagnetic fields
Natural products
Therapies based on support groups and meditation
Natural products
Involves taking herbal supplements
Natural products
Built on theories of treating the entire body
Energy therapies
Chiropractic medicine
Energy therapies
Therapies based on electromagnetic fields
Energy therapies
Therapies based on support groups and meditation
Energy therapies
Involves taking herbal supplements
Energy therapies
Built on theories of treating the entire body
Manipulative and body-based practices
Chiropractic medicine
Manipulative and body-based practices
Therapies based on electromagnetic fields
Manipulative and body-based practices
Therapies based on support groups and meditation
Manipulative and body-based practices
Involves taking herbal supplements
Manipulative and body-based practices
Built on theories of treating the entire body
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Deck 14: Consumer Health
1
Which of the following is an example of a conventional medicine practitioner?

A) Acupuncture practitioner
B) Podiatrist
C) Naturopath
D) Massage therapist
Podiatrist
2
The National Center for Complementary and Alternative Medicine places Chinese medicine under which domain?

A) Biologically based practices
B) Mind-body medicine
C) Manipulative and body-based medicine
D) Whole medical systems
Whole medical systems
3
All of the following are examples of preventative measures for wellness except

A) taking herbal supplements.
B) brushing and flossing your teeth twice a day.
C) getting regular medical check-ups.
D) avoiding tobacco products.
taking herbal supplements.
4
All of the following are examples of home health tests except

A) pregnancy tests.
B) pap smears.
C) fertility thermometers.
D) cholesterol tests.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
5
Conventional medicine can be referred to as all of the following except

A) allopathic medicine.
B) Western medicine.
C) complementary medicine.
D) evidence-based medicine.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
6
A type of alternative medicine that is based on the assumption that "like cures like" is called

A) naturopathy.
B) homeopathy.
C) acupuncture.
D) ayurveda.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
7
For what purpose do college students most often take over-the-counter medications?

A) To relieve constipation
B) To relieve allergies
C) To aid in sleep
D) To relieve pain
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
8
Which of these complementary and alternative treatments originated in India?

A) Ayurveda
B) Naturopathy
C) Chiropractic
D) Homeopathy
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
9
A health care professional who specializes in eye and vision care is called a(n)

A) optometrist.
B) podiatrist.
C) physician assistant.
D) nurse practitioner.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
10
All of the following are characteristics of over-the-counter medications except

A) they have benefits that outweigh the risks.
B) they have high potential for misuse.
C) they can be used for self-diagnosed illnesses.
D) they do not require consultation with a health practitioner.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
11
Which type of alternative medicine is based on incorporating traditional therapies and techniques from all over the world, with an emphasis on supporting health rather than treating disease?

A) Ayurveda
B) Naturopathy
C) Chiropractic
D) Energy therapies
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
12
A licensed professional who specializes in the care of the feet, is known as a

A) P.A.
B) generalist.
C) D.P.M.
D) D.O.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
13
Which of the following statements is true regarding mammograms?

A) They are only recommended for women carrying the BRAC gene.
B) Women ages 50-75 should be screened every 1-2 years.
C) Women should have their first screening at 21.
D) They are no longer recommended by physicians.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
14
The most commonly used CAM by college students is

A) acupuncture.
B) acupressure.
C) herbal supplements.
D) massage.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
15
Jacob, a full-time residential college student, sprained his ankle in an intramural basketball game at the university's gymnasium. He is insured on his parent's HMO plan, but the closest provider is 50 miles from campus. Which of the following facilities would be the best choice for him considering out of pocket costs, convenience, and time?

A) Going to his former pediatrician in his home town when he goes home for fall break next week.
B) Going to the local urgent care facility.
C) Going to the local hospital.
D) Going to the student health center on campus.
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k this deck
16
Julie is searching the internet to find effective weight loss strategies. Which of the following would be the best indicator that the information from the internet site is from a valid source?

A) The information is based on testimonials of individuals who have tried various diets and been successful.
B) The site promotes a vitamin supplement designed to aid in weight loss.
C) The site is sponsored by the Centers for Disease Control.
D) The site guarantees that participants lose 5 lbs per week if they follow the suggested program.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
17
Which form of alternative medicine is based on the energy biofields?

A) Ayurveda
B) Naturopathy
C) Energy therapies
D) Homeopathy
Unlock Deck
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Unlock Deck
k this deck
18
Which of the following home health tests would better be taken at a clinic or hospital where on-site counseling is available?

A) Pregnancy test
B) Cholesterol test
C) Blood sugar test
D) HIV test
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
19
The National Center for Complementary and Alternative Medicine places chiropractic medicine under which domain?

A) Biologically based practices
B) Mind-body medicine
C) Manipulative and body-based medicine
D) Energy therapies
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
20
The scientific method includes all the following steps except

A) the researcher tests a product and reports his/her opinions to the general public.
B) the researcher makes an observation that prompts one or more questions.
C) the researcher tests a formulated hypothesis.
D) the researcher collects data to support or challenge the hypothesis.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
21
After age 26, you may be able to extend your health insurance coverage under your parent's plan with a program called

A) COBRA.
B) Medicare.
C) Medicaid.
D) Health Savings Account.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
22
COBRA is a program designed to

A) insure young adults aged 18-21.
B) supplement primary insurance.
C) insure adults receiving federal assistance.
D) extend benefits after a policy terminates.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
23
Spelling out every point on your genome is also known as

A) genome sequencing.
B) whole genome scanning.
C) pharmacogenetics.
D) single-gene testing.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
24
Which of the following correctly lists the items from smallest to largest?

A) DNA, genome, chromosome, gene
B) Genome, gene, DNA, chromosome
C) DNA, gene, chromosome, genome
D) Gene, genome, DNA, chromosome
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Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
25
Jill's health plan requires her care to be managed by her primary care provider. It is a(n)

A) P.O.S.
B) H.M.O.
C) P.P.O.
D) medicare plan.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
26
Which of the following types of managed-care plans offers the consumer the most options in seeking a provider?

A) Health maintenance organization (HMO)
B) Preferred provider organizations (PPO)
C) Point-of-service plans (POS)
D) Mini-med plan
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
27
Sandy just turned 65 and his friends tell him he can now participate in a federal public insurance plan for people over 65 years of age. Which program is this?

A) Medicare
B) Medicaid
C) Health savings account
D) Point-of-service plan
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
28
Recall Holly's story. Why didn't she see a doctor for her abdominal pain?

A) Because she only believes in homeopathic treatments.
B) Because her insurance only covered preventative care.
C) Because she was unable to get an appointment.
D) Because she had no insurance to pay for medical services.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
29
What percentage of college students are estimated to have no health insurance?

A) less than 20%
B) 20% - 30%
C) 30% - 40%
D) 40% - 50%
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
30
A type of managed care plan that is usually the least costly for the consumer but has the most restrictions on choice is

A) health maintenance organization plan (HMO).
B) preferred provider organization plan (PPO).
C) point-of-service plan (POS).
D) mini-med plan.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
31
Mitchell's employer offers a program, not attached to an insurance plan, which allows employees to save pre-tax dollars to cover certain medical costs. What type of program is this?

A) Medicare
B) Medicaid
C) Health savings account
D) Flexible spending account
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
32
Carly receives a bill in the mail that says she owes her insurance company $100 towards her deductible. What is a "deductible"?

A) The amount of money that the employer pays for health care.
B) The amount of money that the government pays for health care.
C) The amount of money that the employee pays before the insurer begins to pay.
D) The amount of money that the employee pays for any medical tests only.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
33
According to the Affordable Health Care Act, how long can young people stay on their parents' insurance plan?

A) As long as they want
B) Until they have their own children
C) Until age 21
D) Until age 26
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
34
Complementary and alternative medicines are health practices and traditions that are not typically part of conventional Western medicine.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
35
Allopathic or Western medicine is also known as complimentary medicine and is the predominant type of care in the United States.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
36
The Genetic Information Nondiscrimination Act, would prevent which of the following situations?

A) Judy turns 27 and can no longer be under her parent's medical insurance.
B) Joe works full time but has to be covered under Medicaid.
C) Cindy does not get a new job because the boss finds out she has a high genetic risk for developing breast cancer.
D) Everyone working at the furniture store pays the same premium for health care.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
37
Under the federal health insurance reforms, the "individual mandate" is

A) a requirement that all young adults be covered by their parent's insurance until age 26.
B) a law that prohibits rescission.
C) a requirement that all Americans have at least minimal insurance or pay a penalty.
D) a lifetime insurance cap for individuals.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
38
Which of the following is an example of rescission?

A) Sue pays for a doctor that is on an approved list.
B) Bill is disabled and is enrolled in Medicare.
C) Carla's health insurance provider cuts off her coverage when Carla becomes sick with gallstones.
D) Jame's son, Kyle, can automatically join his parents HMO.
Unlock Deck
Unlock for access to all 77 flashcards in this deck.
Unlock Deck
k this deck
39
Which type of health-insurance plan allows you to use any medical provider you choose and then submit a bill to an insurance company that will pay part of the cost, leaving you to cover the rest?

A) Medicare
B) Point-of-service plan
C) Fee-for-service plan
D) Mini-med plan
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40
The majority of college students are insured through

A) a family member's employer or the Affordable Care Act.
B) a student insurance plan.
C) Medicaid.
D) their employer.
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41
Natural supplements have no side effects.
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42
Family health history is important for identifying risks for inherited diseases such as hemophilia but not chronic diseases, such as heart disease.
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43
Medicare is a federal program that covers many health costs for all Americans who have certain disabilities or are 65 or older.
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44
While costs for insuring employees have increased significantly over the past ten years, families' share of the out of pocket costs have remained the same.
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45
An R.N. has the same training and licensing as a nurse practitioner.
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46
An urgent care center offers the same type of care as an emergency room.
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47
A retail clinic, such as a drug store, may provide vaccines and screenings.
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48
A managed-care health plan generally offers you more choices at a lower price.
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49
To reduce monthly premiums, consumers should opt for low deductible plans.
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50
A consumer-controlled account that is usually offered through employers and that uses pre-tax dollars to cover approved health care costs is also called a point-of-service plan (POS).
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51
Weight loss pills are the supplements most commonly used by college students.
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52
Cindy pays for her doctor visits with pre-tax money. Her plan is not attached to an insurance plan and is known as a health savings account.
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53
A health issue that existed prior to enrollment in an insurance plan, is called a pre-existing condition.
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54
A physician assistant can perform the same procedures as a nurse practitioner.
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55
If you are taking an herbal supplement, it is important to discuss this with your physician.
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56
A county health clinic is an example of a nonprofit clinic.
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57
Conventional medicine is an evidence-based science.
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58
CAMs are not legally available in the United States.
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59
Research has shown that homeopathic medications are highly effective in curing a variety of illnesses.
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60
Substances found in nature, such as vitamins and herbs are safe alternatives to medications that anyone can use.
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61
Discuss 4 highlights of the Affordable Care Act.
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62
Discuss 4 health problems that require medical assistance.
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63
What does the term "rescission" mean in regard to health insurance?
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64
Why is having health insurance so important?
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65
What distinguishes conventional medicine from complementary and alternative medicine (CAM)?
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66
Under the Affordable Care Act, employers can no longer place a lifetime cap on the insurance benefits you receive.
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67
Under the Affordable Care Act, you can stay on your parent's health insurance plan as long as you live with them.
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68
Medicaid is offered to low-income families to pay for healthcare.
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69
Targeted genetic testing can tell you whether you carry DNA variants known to be linked to particular health conditions.
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70
What are some factors you should consider before choosing a conventional health care facility?
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71
Name 3 home screening kits currently available.
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72
Explain the following statement: Your genome is not your destiny.
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73
Personalized medicine will be based on an individual's DNA.
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74
Name 4 vaccines recommended for college students.
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75
Pharmacogenomics allows doctors to take a person's genetic makeup into consideration when prescribing certain medications.
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76
Match between columns
Point-of-service (POS) plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Point-of-service (POS) plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Point-of-service (POS) plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Point-of-service (POS) plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Point-of-service (POS) plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Fee for service plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Fee for service plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Fee for service plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Fee for service plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Fee for service plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Preferred provider organization (PPO)
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Preferred provider organization (PPO)
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Preferred provider organization (PPO)
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Preferred provider organization (PPO)
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Preferred provider organization (PPO)
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Mini-med plan
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Mini-med plan
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Mini-med plan
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Mini-med plan
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Mini-med plan
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
Health maintenance organization (HMO)
A type of managed care in which most health care is funneled through and must be approved by the primary care doctor.
Health maintenance organization (HMO)
A type of managed care plan, sold individually to younger people, which carries lower costs but does not cover many services.
Health maintenance organization (HMO)
A type of plan that allows consumer to choose any provider then submit the bill for reimbursement.
Health maintenance organization (HMO)
Type of managed care in which consumers are encouraged to stay within an approved network of providers but have more choices.
Health maintenance organization (HMO)
A type of managed care that lets HMO consumers see a broader list of providers for an additional fee.
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77
Match between columns
Whole medical systems
Chiropractic medicine
Whole medical systems
Therapies based on electromagnetic fields
Whole medical systems
Therapies based on support groups and meditation
Whole medical systems
Involves taking herbal supplements
Whole medical systems
Built on theories of treating the entire body
Mind-body therapies
Chiropractic medicine
Mind-body therapies
Therapies based on electromagnetic fields
Mind-body therapies
Therapies based on support groups and meditation
Mind-body therapies
Involves taking herbal supplements
Mind-body therapies
Built on theories of treating the entire body
Natural products
Chiropractic medicine
Natural products
Therapies based on electromagnetic fields
Natural products
Therapies based on support groups and meditation
Natural products
Involves taking herbal supplements
Natural products
Built on theories of treating the entire body
Energy therapies
Chiropractic medicine
Energy therapies
Therapies based on electromagnetic fields
Energy therapies
Therapies based on support groups and meditation
Energy therapies
Involves taking herbal supplements
Energy therapies
Built on theories of treating the entire body
Manipulative and body-based practices
Chiropractic medicine
Manipulative and body-based practices
Therapies based on electromagnetic fields
Manipulative and body-based practices
Therapies based on support groups and meditation
Manipulative and body-based practices
Involves taking herbal supplements
Manipulative and body-based practices
Built on theories of treating the entire body
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