Quito Writes a Check to Roy on Quito's Account at Sterling

Multiple Choice

Quito writes a check to Roy on Quito's account at Sterling Bank. The bank dishonors the check because Quito has insufficient funds in his account. The bank is liable to

A) Quito.
B) Roy.
C) Quito, Roy, and the payees on Quito's subsequent checks.
D) no one.