The Community Rating Approach to Health Insurance Premium Pricing

Multiple Choice

The community rating approach to health insurance premium pricing:

A) advocates offering the Social Security Medicare program to all individuals irrespective of their age.
B) favors the government's contribution to the health savings account (HSA) .
C) prohibits insurance companies from varying rates based on health status or claim history.
D) considers only medical insurance coverage from a private insurance company.
E) offers consumer-directed health plans that go one step beyond a flexible-benefit plan.