Exam 10: Inequality in Housing and Wealth

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In 2013, ______ of young Black households (aged 25-40) had student debt compared to 39% of young White households.

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Between 1870 and 1970, what happened to the Black population in the South?

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In 1870, 80% of Black Americans lived in the rural south. By 1970, the number flipped. Now 80% of Black Americans moved to the cities, equally divided between the North and the South.

The second force that led to residential segregation is:

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Between 1993 and 2000, what were the consequences of subprime mortgages in Black and Latino neighborhoods?

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Between 1900 and 1940, Kansas City went from being a racially integrated city to one with a segregation index of 88.0. What does this mean?

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How do highly educated Black families fare with wealth compared to White households with a high school diploma or less?

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In the introduction to this chapter, a writer and activist, George Monbiot said, "If wealth was the inevitable result of hard work and enterprise, every woman in Africa would be a millionaire." What did he mean by this?

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In 1865, in less than a year, 40,000 former slaves had settled on (approximately) ________ acres of land?

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The separation of different groups of people into distinct neighborhoods is called:

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What are instances of notably high levels of segregation called?

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In 2000, researcher Jay Zagorsky, found the average Native American born between 1957 and 1965, had only _________ in wealth compared to the _________ amassed by their White counterparts.

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When the Freeman's Bank failed, the 60,000 Black people who had deposited more than $1 million into this bank lost most of their savings. What would that $1 million be worth today?

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Do Black families want to live in diverse neighborhoods? What does the research say?

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How successful were the land policies related to formerly enslaved African Americans?

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The wealth gap between Blacks and Whites tripled between 1984 and 2009. In 2013, researchers wanted to find out why. In a study of 1,700 households, they attributed the wealth gap to five factors. Please name two of them.

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Black and Latino families in the United States own just ____ of wealth White families own.

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What did Amy Traub et al (2017) find out about the factors many people think explain wealth inequality, such as education and out-of-wedlock birth?

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A study by the Federal Reserve Bank of Boston revealed that even when credit scores were taken into account, Black and Latino mortgage applicants were still ______ more likely to be turned down than Whites.

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The third force that led to residential segregation is:

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The first force that led to residential segregation is:

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