Exam 4: Problems of the Family

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Women from the lower classes have almost always worked outside the home.

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According to Heiner, the "median annual wage of a child-care worker in 2013 was just under $20,000." Construct a budget for a child-care worker earning $20,000 per year that is consistent with costs in your community. Remember to subtract approximately 20% of the salary for taxes. Also find the rates for child care in your community for infants, toddlers, and grade-school aged children. Can the child-care worker afford to have a child of his or her own in child care? Why or why not? Under what circumstances does it become possible?

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Budget for a child-care worker earning $20,000 per year:

Income: $20,000
Taxes (20%): $4,000
Net Income: $16,000

Monthly Budget:
Rent: $800
Utilities: $150
Groceries: $250
Transportation: $100
Health Insurance: $100
Miscellaneous (clothing, personal care, etc.): $200
Total Monthly Expenses: $1,600

Child care rates in my community:
Infants: $1,200 per month
Toddlers: $1,000 per month
Grade-school aged children: $800 per month

Can the child-care worker afford to have a child of his or her own in child care?

Based on the budget and the average cost of child care in my community, it would be very difficult for the child-care worker to afford child care for their own child. The cost of child care for an infant alone would exceed the entire monthly budget, making it financially unfeasible for the child-care worker to have a child in child care while earning $20,000 per year.

Under what circumstances does it become possible?

It may become possible for the child-care worker to afford child care for their own child if they were able to increase their income through additional education or training, find a higher-paying job in the child care industry, or if they were able to access subsidized child care programs or assistance. Additionally, if the cost of child care in the community were to decrease, it may become more feasible for the child-care worker to afford child care for their own child.

A two-income family is more, not less, vulnerable to economic disaster.

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Which of the following is most true about the number of married women in the workforce?

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Which two nations have not ratified the United Nations Convention on the Rights of Children, which guarantees children the right to access to food, shelter, and healthcare?

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The crisis of the family is a purely modern phenomenon and of great concern to our future as a human race.

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Which of the following is true of the social construction of teen pregnancy?

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The concept that we should make certain that children have proper nutrition, healthcare, and education because these children will either become assets or liabilities to society as a whole is known as

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The "1950s" form of family made famous by early television (husband who works, wife who cares for the children) is an unusual form of family that emerged after World War II.

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When both parents work outside the home, the family is at greater risk because

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Family is a good subject for critical constructionists to study because

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The breadwinner/housewife form of family

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Which of the following is most true about full-time, minimum wage employment?

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Compare and contrast television portrayals of the family with the reality of family life, as discussed by Heiner.

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People often say that the world used to be a better place; that families, marriages, and so on were better off in the recent past. This practice of looking backward to purportedly better times is

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How does maternity leave in the United States compare to that of other European nations?

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Most people who declare bankruptcy must do so because they were irresponsible in regard to their money and borrowing.

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Which of the following is the most accurate description of impoverished families?

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Which of the following is true of welfare (government subsidies) in the 1950s, which was considered the golden age of family health and independence?

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Compare and contrast the United States with the international community with regard to meeting the needs of children and families.

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