Exam 9: Community Resilience and the Private Sector

In addition to the raw and developed land in private ownership, nearly 85% of the nation's infrastructure is also controlled by the _________ sector.

The first businesses to reopen in southern Florida following Hurricane Andrew in 1993 were almost exclusively __________________.

A business impact analysis involves calculating the types of damages and losses that can be expected during any one of the identified hazard events, and relating them to the characteristics of the business itself.

In the long-term, the most direct and cost-effective strategy to minimize or prevent damages and losses from natural hazards is to guide development away from _____________ areas when other development locations are available.

Which of the following would be considered an indirect impact on a business due to a natural disaster?

In some cases a major disaster can actually boost a local economy.

_____________losses are those the business will suffer when one or more of its suppliers are affected by the disaster and cannot deliver the goods or services the business needs

Most employers in the United States are small businesses.

If a permit for development is issued, the area is free of hazards.

A disaster can provide an opportunity for a community to make positive changes. Explain and give examples of how citizens of Greensburg, Kansas used the recovery effort to rebuild differently.

Discuss the importance of using incentives to promote community resiliency and provide 4 different types of incentives and the provisions provided by each.

________________ involves strengthening walls to withstand hydrostatic and dynamic forces, including debris impacts.

____________ impacts on a business result from the closure of roads and disassembly of transportation networks; loss of utilities, such as water, sewerage, electric power; and disruptions to telecommunications.

Allowing employees time off to take home-protection measures is an example of an effective employee assistance plan.

If a business is located in the flood zone of a community that participates in the National Flood Insurance Program (NFIP), the company is not able to purchase a federally-backed flood insurance policy.

The three main elements of a business relocation plan include:

_______________ is the process of developing arrangements and procedures in advance of a disruption to enable an organization to respond to a disaster so that critical business functions resume within a defined time frame, the amount of loss is minimized, and the stricken facilities are repaired or replaced as soon as possible

_______ __________ are structural mitigation measures that intentionally allow floodwater to enter certain enclosed areas of a building - often used for storage or parking - to reduce the damaging pressures that can collapse walls and foundations.

It is often quipped that the three most important factors in determining the value of real estate are

Many companies discover that they are not properly insured only after they have suffered a loss.