Exam 15: Larceny Theft and White-Collar Crime

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The United States Department of Justice defines blue-collar crime as nonviolent,illegal activities that rely on deceit,deception,concealment,manipulation,and breach of trust,subterfuge,or illegal circumvention.

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The practice of placing unauthorized,misleading,inaccurate,or deceptive charges on the victims' telephone bills,which may be accidental but is often intentional,is called ________.

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cramming

Identify and discuss two telephone/pager scams.

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The Mexican collect call scam,originated in that country,preys upon Hispanic consumers.The telephone rings and a voice,using the correct names of family members,says this is an emergency collect call,and the caller accepts the charges only to discover a stranger is on the line talking about something entirely different. It is entirely legal for phone companies to bill consumers for certain types of services as part of their regular telephone bill. Cramming is the practice of placing unauthorized,misleading,inaccurate,or deceptive charges on the victims' telephone bills,which may be accidental,but is often intentional.Categories of cramming include voice-mail,long distance service,paging,Internet access,memberships,and pornography. 1-900 AND FOREIGN EXCHANGE NUMBERS Scammers will leave a telephone message or send an e-mail from someone offering to engage in phone sex,telling the recipient they have won a prize (which may end up being only a few dollars),telling them that a family member is sick,or some other bogus message.The return number may be a 1-900 (pay for service calls,some of which may be legitimate),809 (Dominican Republic),284 (British Virgin Islands),876 (Jamaica),or some other three-digit code.The recipients think they are making a domestic long-distance call,but they are actually being connected to a number outside the United States and are billed at international call rates.Return callers often have to wade through automated menus and hear "dentist office" music to keep them on the line.These scams average $35 per call or more,which appears on the victims' telephone bills.

Money laundering involves three distinct steps: layering,integration,and

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A process that was developed in the 1980s in part,to help dying AIDS patients pay their bills and was later extended to others,especially the elderly,is known as

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How are bank examiner and pigeon drop cons run?

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Making multiple deposits of cash,or buying multiple bank drafts,which are checks issued by one bank against funds deposited in the bank that authorize a second bank to make payment to the entity named in the draft is

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Which of the following terms refer to the problem of significant losses to retailers caused by crews or rings of often-mobile professional shoplifters?

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Unrelated to telemarketing fraud are three scams related to ________,such as 1-900 and foreign exchange numbers,the Mexican collect call scam,and cramming.

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After identity theft is committed,follow-up crimes occur.Identify five types of follow-up crimes.

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Which of the following is not one of the three most common ways identity thieves obtain personal information?

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There are approximately 70,000 charities.Unfortunately,a very small number are frauds and create two type of problems: people are scammed out of their money and do not get a tax refund,and secondly,public confidence in charities is undermined,making it harder for legitimate charities to raise funds for important causes.

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Give two definitions of white-collar crime.

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Insurance frauds can be hard or soft.Which of the below statements is/are correct in reference to insurance fraud?

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The crime of theft by conversion is the same as the traditional larceny charge,with the addition that a person who has been entrusted with something of valuable converts it to their own purpose or use in contravention of his/her legal obligation.

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What are upcoding and unbundling charges used for?

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Which category of people receives as much as 70% of the total confidence game pitches?

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Which of the following is a staged automobile accident with fraudulent intent?

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White collar crimes involve all of the following except

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Money laundering involves three distinct steps: placement,________,and integration.

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