Question 1

Why should people be cautious in their use of credit cards?

Accepted Answer

The danger of credit cards is

Question 2

On average,about what percentage of college costs are paid for with borrowed funds?

Accepted Answer

A) 12% 
B) 22% 
C) 32% 
D) 42% 
A) 12% 
B) 22% 
C) 32% 
D) 42%

Question 3

Purchasing health insurance should be low on your financial priority list.

Accepted Answer

A) True 
 B)False

Question 4

Why is a low credit score problematic?

Accepted Answer

A) It leads to penalties. 
B) It makes it more difficult to borrow. 
C) It lowers your interest rate. 
D) It raises your credit limit. 
A) It leads to penalties. 
B) It makes it more difficult to borrow. 
C) It lowers your interest rate. 
D) It raises your credit limit.

Question 5

Individuals cannot find out their credit score.

Accepted Answer

A) True 
 B)False

Question 6

Which of the following statements about financial concerns in college is TRUE?

Accepted Answer

A) Nearly one-fourth of college students report that they worry often or very often about meeting regular expenses. 
B) Only one-third of first-time college students complete their degree in 6 to 8 years. 
C) Almost one-half of college students report that financial aid is a major factor in determining which college they attend. 
D) The average cost of tuition and fees at public four-year colleges nearly doubled between 2010 and 2015. 
A) Nearly one-fourth of college students report that they worry often or very often about meeting regular expenses. 
B) Only one-third of first-time college students complete their degree in 6 to 8 years. 
C) Almost one-half of college students report that financial aid is a major factor in determining which college they attend. 
D) The average cost of tuition and fees at public four-year colleges nearly doubled between 2010 and 2015.

Question 7

Explain how the following countries demonstrate the relationship between health and economic prosperity: Norway,France,Russia,India.

Accepted Answer

Norway and France have relatively high p

Question 8

A budget is a record of spending over a long period of time.

Accepted Answer

A) True 
 B)False

Question 9

All of the following qualify as budget expenses EXCEPT

Accepted Answer

A) rent payments. 
B) utility payments. 
C) insurance premiums. 
D) stipends from relatives. 
A) rent payments. 
B) utility payments. 
C) insurance premiums. 
D) stipends from relatives.

Question 10

Why is identity theft more commonly experienced by users of social media?

Accepted Answer

A) Social media websites are hacked often. 
B) Social media companies engage in fraud. 
C) Social media users often share private information online. 
D) Social media sites download computer viruses onto personal computers. 
A) Social media websites are hacked often. 
B) Social media companies engage in fraud. 
C) Social media users often share private information online. 
D) Social media sites download computer viruses onto personal computers.

Question 11

What is one benefit of having a credit card?

Accepted Answer

A) You can spend without limits. 
B) You won't pay interest charges. 
C) You may qualify for free rental cars or hotel rooms. 
D) You may receive purchase protection on products. 
A) You can spend without limits. 
B) You won't pay interest charges. 
C) You may qualify for free rental cars or hotel rooms. 
D) You may receive purchase protection on products.

Question 12

If your ATM or debit card is stolen and used,you will be liable for no more than $50 in charges if you report the theft within how many business days?

Accepted Answer

A) 2 
B) 3 
C) 4 
D) 5 
A) 2 
B) 3 
C) 4 
D) 5

Question 13

To reduce college costs,more than 40 percent of students live at home or with a relative.

Accepted Answer

A) True 
 B)False

Question 14

Financial status has no relation to an individual's health.

Accepted Answer

A) True 
 B)False

Question 15

Discretionary spending is the opposite of ________ spending.

Accepted Answer

A) excess 
B) necessary 
C) entitlement 
D) recreational 
A) excess 
B) necessary 
C) entitlement 
D) recreational

Why should people be cautious in their use of credit cards?

On average,about what percentage of college costs are paid for with borrowed funds?

Purchasing health insurance should be low on your financial priority list.

Why is a low credit score problematic?

Individuals cannot find out their credit score.

Which of the following statements about financial concerns in college is TRUE?

Explain how the following countries demonstrate the relationship between health and economic prosperity: Norway,France,Russia,India.

A budget is a record of spending over a long period of time.

All of the following qualify as budget expenses EXCEPT

Why is identity theft more commonly experienced by users of social media?

What is one benefit of having a credit card?

If your ATM or debit card is stolen and used,you will be liable for no more than $50 in charges if you report the theft within how many business days?

To reduce college costs,more than 40 percent of students live at home or with a relative.

Financial status has no relation to an individual's health.

Discretionary spending is the opposite of ________ spending.

Accessing Your Health

Promoting and Preserving Your Psychological Health

Focus On: Cultivating Your Spiritual Health

Managing Stress and Coping With Lifes Challenges

A : Focus On: Improving Your Sleep

Preventing Violence and Injury

Connecting and Communicating in the Modern World

Focus On: Understanding Your Sexuality

Considering Your Reproductive Choices

Recognizing and Avoiding Addiction and Drug Abuse

Drinking Alcohol Responsibly and Ending Tobacco Use

Nutrition: Eating for a Healthier You

Reaching and Maintaining a Healthy Weight

Focus On: Enhancing Your Body Image

Improving Your Personal Fitness

Reducing Your Risk of Cardiovascular Disease and Cancer

Focus On: Minimizing Your Risk for Diabetes

Protecting Against Infectious Diseases and Sexually Transmitted Infections

Focus On: Reducing Risks for Chronic Diseases and Conditions

Preparing for Aging, Death, and Dying

Promoting Environmental Health

Making Smart Health Care Choices

Focus On: Understanding Complementary and Integrative Health

Filters

Exam 2: Focus On: Improving Your Financial Health

Why should people be cautious in their use of credit cards?

On average,about what percentage of college costs are paid for with borrowed funds?

Purchasing health insurance should be low on your financial priority list.

Why is a low credit score problematic?

Individuals cannot find out their credit score.

Which of the following statements about financial concerns in college is TRUE?

Explain how the following countries demonstrate the relationship between health and economic prosperity: Norway,France,Russia,India.

A budget is a record of spending over a long period of time.

All of the following qualify as budget expenses EXCEPT

Why is identity theft more commonly experienced by users of social media?

What is one benefit of having a credit card?

If your ATM or debit card is stolen and used,you will be liable for no more than $50 in charges if you report the theft within how many business days?

To reduce college costs,more than 40 percent of students live at home or with a relative.

Financial status has no relation to an individual's health.

Discretionary spending is the opposite of ________ spending.

Accessing Your Health

Promoting and Preserving Your Psychological Health

Focus On: Cultivating Your Spiritual Health

Managing Stress and Coping With Lifes Challenges

A : Focus On: Improving Your Sleep

Preventing Violence and Injury

Connecting and Communicating in the Modern World

Focus On: Understanding Your Sexuality

Considering Your Reproductive Choices

Recognizing and Avoiding Addiction and Drug Abuse

Drinking Alcohol Responsibly and Ending Tobacco Use

Nutrition: Eating for a Healthier You

Reaching and Maintaining a Healthy Weight

Focus On: Enhancing Your Body Image

Improving Your Personal Fitness

Reducing Your Risk of Cardiovascular Disease and Cancer

Focus On: Minimizing Your Risk for Diabetes

Protecting Against Infectious Diseases and Sexually Transmitted Infections

Focus On: Reducing Risks for Chronic Diseases and Conditions

Preparing for Aging, Death, and Dying

Promoting Environmental Health

Making Smart Health Care Choices

Focus On: Understanding Complementary and Integrative Health

Filters