Exam 9: Insuring Your Health

Choose the word or phrase in [ ] which will correctly complete the statement. Select A for the first item, B for the second item, and C if neither item will correctly complete the statement. -Medicare Advantage supplemental benefits include [lab tests | wellness programs].

Which of the following best describes a "pre-existing condition"?

A point-of-service (POS)plan is a hybrid HMO that allows members to go outside of network.

The major emphasis of dental insurance is to cover only extractions and x-rays.

Only 10% of American adults have purchased long-term care insurance.

With a managed care plan,an insurance company may not be involved.

Choose the word or phrase in [ ] which will correctly complete the statement. Select A for the first item, B for the second item, and C if neither item will correctly complete the statement. -During the past few decades,the percent of our income that we as a nation spend on health care has [increased | decreased].

Terms of payment and terms of coverage are two sets of provisions that should be carefully scrutinized when evaluating an insurance program.