Given the Requisites of an Insurable Risk,which of the Following

Multiple Choice

Given the requisites of an insurable risk,which of the following exposures would make the best subject of a profitable insurance pool? (Assume a premium appropriate to the exposure is charged,and analyze the exposure from an insurer's standpoint.)

A) insuring college students against their GPA falling below a 3.0
B) insuring all the dorms on a single college campus against property damage
C) insuring all the lives of college seniors in the U.S. for $10,000 each, without an initial medical exam
D) insuring students against the theft or disappearance of textbooks