If Insurers Didn't Practice Underwriting,what Would Happen

Multiple Choice

If insurers didn't practice underwriting,what would happen?

A) They would save a lot of time and money by not asking all those nosey questions
B) They would make a handsome profit since they would get to sell a lot of insurance to a lot of people
C) The insurance mechanism would become unfeasible
D) The insurance mechanism would become the largest money making venture in the United States