Deductibles Serve Three Major Purposes,and Two of Those Are

Multiple Choice

Deductibles serve three major purposes,and two of those are:

A) reduce moral hazards; save on claims handling expenses
B) reveal moral hazards; eliminate morale hazards
C) reduce morale hazards; save on claims handling expenses
D) reveal morale hazards, eliminate moral hazards
E) reduce claims handling expenses; encourage avoidance