Kelly Wrote a Check to Trish,which Trish Immediately Changed from $20

Multiple Choice

Kelly wrote a check to Trish,which Trish immediately changed from $20 to $120.She negotiated the check to Carl for value,who in turn took it to Kelly's bank for certification.Kelly's bank checked his account and certified the check since there were sufficient funds to cover the check.Thereafter,Carl gave the check to Central Motors (CM) as part of the down payment for his car.CM presents the check to Kelly's bank for payment and they discover the alteration.What consequence?

A) Bank can sue CM for breach of presentment warranty of no alteration.
B) Bank can charge Carl's account for $120.
C) Bank can refuse to pay CM more than $20.
D) Bank must pay CM $120 and cannot sue them for breach of warranty.