Abby Needs Some Quick Cash,so She Hits Upon a Scheme

Multiple Choice

Abby needs some quick cash,so she hits upon a scheme.She tells Frank that she is collecting for foreign refugees,so Frank makes out a check for $100 payable to the order of Abby.Abby indorses it and delivers it to Joanne for $90 cash.Joanne gives it to Margaret as a present.Frank discovers Abby's deception and refuses to pay Margaret.Will he win?

A) No,because Margaret is a holder in due course
B) No,because of the shelter rule
C) Yes,since Margaret did not take the check for value
D) Yes,since the check was not negotiated to Margaret