All but Which One of the Following Statements Helps Explain

Multiple Choice

All but which one of the following statements helps explain why 19th century unions often represented themselves as mutual insurance societies?

A) Union officials sold life insurance policies to their members.
B) Union benefit funds helped tide unemployed members over during periods of cyclical depression.
C) This was a way around criminal conspiracy laws against unions.
D) Union benefit funds helped provide for the families of workers killed on the job.
E) There was no publicly- funded health insurance or unemployment insurance at this time.