Which of the Following Statements About Health Insurance Is True

Multiple Choice

Which of the following statements about health insurance is true?

A) Group health insurance policies typically do not cover outpatient services and preventive care.
B) A health maintenance organization (HMO) is generally more expensive than a preferred provider organization (PPO) .
C) Employees with health insurance typically must pay a co-pay for office visits to the doctor and for prescriptions drugs.
D) With a health maintenance organization (HMO) , employees must stay with a network of providers or face higher out-of-pocket expenses in the event of a claim.