Which of the Following Best Demonstrates the Problem of Moral

Multiple Choice

Which of the following best demonstrates the problem of moral hazard?

A) Josephine doesn't buy health insurance because it is too expensive and she is healthy.
B) A life insurance company forces Sally to have a medical examination prior to selling her insurance.
C) Sally drives more recklessly after she buys car insurance.
D) Fatima chooses to attend a well-respected college.