Jane Signs an Instrument Using a "J" with a Swirl

Multiple Choice

Jane signs an instrument using a "J" with a swirl around it. With this mark for a signature, the instrument is

A) negotiable.
B) nonnegotiable, because an initial does not state the signer's name.
C) nonnegotiable, because an initial is not a signature.
D) nonnegotiable, because a simple initial implies a lack of binding intent.