Howard Is Shopping at an Expensive Men's Clothing Store and Overhears

Essay

Howard is shopping at an expensive men's clothing store and overhears a conversation between an irate customer and one of the salespersons.The customer is upset about some clothing that he had purchased the prior week.The salesperson agrees to refund $300 to the customer,but tells the customer that he must come in the following day to pick up a check for the refund amount.Howard pays close attention to the customer's complaints and learns of the exact clothing items that the customer is returning.Howard then passes this information on to his brother so that his brother goes to the store,impersonates the irate customer,receives the $300 check,and then cashes it after forging the irate customer's signature.Assuming that Howard's brother cannot be located,who will bear the loss in this situation and why?