Lisa, Age 45, Needed Some Cash So She Received a $50,000

Multiple Choice

Lisa, age 45, needed some cash so she received a $50,000 distribution from her Roth IRA.At the time of the distribution, the balance in the Roth IRA was $200,000.Lisa established the Roth IRA 10 years ago.Over the years, she has contributed $20,000 to her account.What amount of the distribution is taxable and subject to early distribution penalty?

A) $0
B) $5,000
C) $30,000
D) $50,000