Frisco and His Wife,Esperanza,were Killed Simultaneously in an Auto Accident

Multiple Choice

Frisco and his wife,Esperanza,were killed simultaneously in an auto accident.Frisco had life insurance naming Esperanza as the beneficiary.Frisco's will left all his property to a charity,and Esperanza's will left all of her property to her mother,Verdad.Who is entitled to the insurance proceeds under the Uniform Simultaneous Death Act?

A) Verdad
B) No one,since Esperanza is deceased.
C) This is determined by intestate succession.
D) The charity