Kaycee Obtains Fire Insurance on an Empty Warehouse

Multiple Choice

Kaycee obtains fire insurance on an empty warehouse.Later,Kaycee manufactures and stores fireworks in the building.A lightning strike in a thunderstorm explodes the fireworks and destroys the building.The fire insurance policy is:

A) valid,since the building was empty when the policy was obtained.
B) void,since a material change in risk occurred.
C) voidable if the lightning was not foreseeable.
D) valid,since there are negligible liabilities which applies to storing fireworks.