Which of the Following Statements Is (Are)true with Respect to Vesting

Multiple Choice

Which of the following statements is (are) true with respect to vesting under a qualified defined benefit retirement plan?
I.Vesting helps to reduce labor turnover.
II.An employee who terminates employment after four years of service has no vested retirement benefit under cliff vesting.

A) I only
B) II only
C) both I and II
D) neither I nor II