Eric's Property Was Damaged in an Accident

Multiple Choice

Eric's property was damaged in an accident.He phoned his agent to see if the loss was covered under his property insurance policy.The agent said,"As long as the cause of loss is not specifically excluded in the policy,the loss is covered." Based on the agent's answer,what type of insuring agreement appears in the policy?

A) unconditional coverage
B) named-perils coverage
C) extended-perils coverage
D) "open-perils" coverage