In June, Ken Developed Glaucoma, a Condition of the Eyes

Multiple Choice

In June, Ken developed glaucoma, a condition of the eyes where if untreated, results in blindness. By August, Ken was legally blind yet he continued to drive. He neither informed the Dept. of Motor Vehicles nor his insurance company of the changed condition of his eyes. On September 12th he got into a serious automobile accident where he was driving and was at fault. Will the insurance company need to pay this claim?

A) No, because "utmost good faith" is required.
B) No, because the insurer was not notified of the change in risk.
C) Yes, because the policy had not been changed nor canceled.
D) No, because his drivers license would be void.
E) Yes, because he had a valid drivers license.