Several Companies,some of Them Operating Through the Internet,offer Paycheck Advances

Multiple Choice

Several companies,some of them operating through the Internet,offer paycheck advances.Consumers are encouraged to take out a loan against a paycheck they expect to receive in the near future.These short-term loans with high-interest rates,and high penalties for late payments,are often marketed to consumers who cannot afford having traditional bank accounts.For which of the following practices can these companies be most easily criticized?

A) frequently selling shoddy products
B) poorly serving disadvantaged consumers
C) selling through high-pressure methods
D) placing high costs on advertising and promotion
E) using predatory pricing tactics