Patty Acquires Debt from the Use of a Credit Card

Multiple Choice

Patty acquires debt from the use of a credit card.The credit card company attempts to sell the debt to a credit collection company.Is such a transfer of debt usually legal?

A) No; it is against public policy.
B) No; there is no privity of contract between Patty and the credit collection company.
C) No,unless Patty consents to the transfer.
D) Yes; creditors are generally permitted to assign collection rights.