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When a Check Is Presented for Payment After Certification at the Certifying

Question 21

Multiple Choice

When a check is presented for payment after certification at the certifying bank,and the check has been altered to reflect a higher amount,the bank must pay:


A) the higher amount in all cases
B) only the original amount in all cases
C) the higher amount if it is an "on us" check,otherwise only the lower amount
D) the higher amount,if the alteration was done by the payee of the check,but only the lower amount if the alteration was done by someone else,such as an indorsee
E) the higher amount if the alteration was done before certification and only the lower amount if the alteration was done after certification

Correct Answer:

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