Which of the Following Is True About Provisional Credits

Multiple Choice

Which of the following is true about provisional credits?

A) Once credit has been given to a customer,it cannot be taken away.
B) If the bank allows a customer to withdraw amounts that have been granted provisionally,the credits for those amounts cannot be reversed.
C) A bank can reverse credits up until there has been final settlement of an item,and if the customer does not then have the funds in his account to cover the reversal of the credit,the bank can sue the customer for the difference.
D) A bank can reverse credits up until there has been final settlement of an item,and if the customer does not then have the funds in his account to cover the reversal of the credit,the bank must bear the loss for the difference.