Which of the Following Is a Known Result of the Recent

Multiple Choice

Which of the following is a known result of the recent disasters,such as the Quebec train derailment and explosion,the flooding in Alberta,and climate change?

A) Insurers are incurring significant subrogation expenses.
B) These events are resulting in higher premiums and changes in the extent of coverage.
C) Comprehensive general liabilities are no longer available.
D) Directors' and officers' liability insurance is now unavailable.