A Consumer Conducting Business with a Bank Must Accept the Standard

Multiple Choice

A consumer conducting business with a bank must accept the standard set of terms expressed in the loan agreement,even though those terms are non-negotiable and typically favour the bank.Why would a modern-day court most likely continue to uphold these contractual "take it or leave it" arrangements?

A) the law expects a bank to show goodwill toward its customers
B) the agreement does not require further elaboration or clarification
C) the law expects people to take care of themselves
D) consumers accept the bank's unconditional offer