Which of the Following Is the Most Effective Statement in a Letter

Multiple Choice

Which of the following is the most effective statement in a letter to a customer denying credit?

A) To learn more about your credit record, contact Northern Credit Bureau to obtain your free credit reports.
B) Your credit history report shows that you are a completely unacceptable applicant.
C) Perhaps if you were a more stable and responsible person, we would be able to grant you credit.
D) Please take your business elsewhere.