Tom Visits George at His Ranch

Multiple Choice

Tom visits George at his ranch.Although a novice on horseback,Tom decides to join George in a morning ride.George recommends that Tom ride an unbroken stallion named Satan.While mounting Satan,Tom is thrown headlong through the windshield of Tom's car.The damage to the car is $2,000 and Tom's own insurance pays him $1,500 ($500 deductible) .Under what principle could Tom's insurance company sue George for his negligence?

A) adhesion
B) indemnity
C) estoppel
D) subrogation
E) misrepresentation