To Explain Personal Consumption (CONS) Measured in Dollars, Data Is $\quad$

Multiple Choice

To explain personal consumption (CONS) measured in dollars, data is collected for
INC: $\quad$ $\quad$ $\quad$ personal income in dollars
CRDTLIM: $\quad$ $1 plus the credit limit in dollars available to the individual
APR: $\quad$ $\quad$ $\quad$ average annualized percentage interest rate for borrowing for the individual
ADVT: $\quad$ $\quad$ per person advertising expenditure in dollars by manufacturers in the city where the individual lives
SEX: $\quad$ $\quad$ $\quad$ gender of the individual; 1 if female, 0 if male

A regression analysis was performed with CONS as the dependent variable and ln(CRDTLIM) , ln(APR) , ln(ADVT) , and SEX as the independent variables. The estimated model was
Y^{^} = 2.28 - 0.29 ln(CRDTLIM) + 5.77 ln(APR) + 2.35 ln(ADVT) + 0.39 SEX

What is the correct interpretation for the estimated coefficient for SEX?

A) Holding everything else fixed, personal consumption for males is estimated to be 0.39% higher than females on the average.
B) Holding everything else fixed, personal consumption for females is estimated to be 0.39% higher than males on the average.
C) Holding everything else fixed, personal consumption for females is estimated to be $0.39 higher than males on the average.
D) Holding everything else fixed, personal consumption for males is estimated to be $0.39 higher than females on the average.