Ten Little Monkeys Were Jumping on a Bed

Essay

Ten little monkeys were jumping on a bed. There is a 35% chance that one will fall off and bump his head. In the bedroom next door, five kangaroos were jumping on a bed. Being more adept at jumping, there is only a 20% that a kangaroo will fall off the bed.
-What are the chances that the kangaroos can get away with jumping on the bed for 4 straight nights until they finally have someone fall off the bed on the 5th night?