Character, Which Is One of the Traditional "Five Cs" of Credit

Multiple Choice

Character, which is one of the traditional "five Cs" of credit analysis, refers to the ____.

A) ability of the applicant to meet its financial obligations (i.e., liquidity and cash flow)
B) general economic climate and its effect on the applicant's ability to pay
C) financial strength of the applicant (i.e., net worth)
D) willingness of the applicant to meet its financial obligations