Use the Rule of 78 to Find the Payoff Amount

Multiple Choice

Use the Rule of 78 to find the payoff amount for the loan paid in full before the date of maturity.
-Finance charge: $5415 Total number of payments: 149
Amount per payment: $319
Remaining number of payments, when paid in full: 12

A) $4109.20
B) $3796.02
C) $3790.20
D) $4115.02