To Which of the Following Transactions Does the National Credit

Multiple Choice

To which of the following transactions does the National Credit Code apply?

A) A retailer who allows their customer to pay for goods and services on credit.
B) A creditor who offers short term credit where the creditor's fees and charges are less than 5% of the loan and the interest rate is less than 24%
C) An employer who offers his employee a loan.
D) A creditor who offers a housing loan.