All of These Illustrate Roles of Financial Intermediaries, Which Create

Multiple Choice

All of these illustrate roles of financial intermediaries, which create incentives for individuals to use financial intermediaries, EXCEPT

A) a saver is able to get a return from his savings being loaned to others, yet is also able to withdraw funds when desired.
B) when savers can compare the terms of savings accounts across financial institutions, they are able to get lower interest rates than would be possible otherwise.
C) a bank makes so many loans it becomes skilled at predicting which loan applicants are trustworthy.
D) by offering standardized savings and loan products, a financial institution has fewer costs than negotiating each saving and loan agreements individually.