[Repo] Meredith Sells Used Cars and Trucks

Multiple Choice

[Repo] Meredith sells used cars and trucks. She sold a used pick-up truck to Jill and a used convertible to Caleb. She properly obtained a security interest in both vehicles. Both Jill and Caleb defaulted on payments owed to Meredith for the vehicles. Meredith was under the belief that her only option was to take possession of the collateral. She decided to repossess Jill's pick-up at Jill's house. Meredith slipped into Jill's driveway after midnight and started the truck's engine. Jill immediately ran out and confronted Meredith. Meredith shoved Jill away and drove off in the pick-up truck. Meredith was able to repossess Caleb's convertible in a public parking lot with no altercation with him.
-Which statement is correct regarding Meredith's repossession of the pick-up truck?

A) Meredith breached the peace in recovering the collateral.
B) Meredith did not breach the peace in recovering the collateral unless Jill can establish the existence of actual injuries.
C) Meredith did not breach the peace because she was entitled to repossess the vehicle and any injury sustained by Jill was her own fault.
D) Meredith breached the peace, but only because she did not provide Jill with prior notification that she was coming to repossess the collateral.
E) Meredith breached the peace, but only because she acted to repossess the collateral after 10:00 p.m. at night.