Which of the Following Was the Result on Appeal in Heartland

Multiple Choice

Which of the following was the result on appeal in Heartland State Bank v. American Bank & Trust, the case in the text involving whether the defending payor bank timely sent notice of dishonor of a check when it sent notice before midnight on April 11 for a check received on April 10?

A) That the defending bank had no right to return the check because the check had already gone through the Federal Reserve System.
B) That the defending bank had no right to return the check because by accepting the check, it became accountable for it.
C) That the bank had no right to return the check because the check was written by one of its customers.
D) That the defending bank had until midnight on April 10 to return the check and that it, therefore, did not act in a timely manner.
E) That the defending bank had until midnight on April 11 to return the check and that it, therefore, acted in a timely manner in doing so.