William Obtains a Loan from a Bank at 4

Multiple Choice

William obtains a loan from a bank at 4.5 percent interest. The state where he obtains the loan has a usury statute that limits interest rates to a 3.5 percent maximum. William's contract with the bank is

A) enforceable only if William does not attempt to disaffirm it.
B) enforceable only if the bank does not attempt to disaffirm it.
C) enforceable only if both William and the bank knew of the statute whenthe contract was signed.
D) not enforceable.